Is IWB or XYLD a better dividend investment in 2026?

IWB currently yields 1.07% with a 5% 5-year dividend growth rate. XYLD yields 11.20% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between IWB and XYLD?

IWB has a forward dividend yield of 1.07% ($3.77/share annually). XYLD yields 11.20% ($4.30/share annually). The yield gap is 10.13 percentage points.

Home › Compare › IWB vs XYLD

IWB vs XYLD: Dividend Comparison 2026

IWB yields 1.07% · XYLD yields 11.20%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 XYLD wins by $4.7K in total portfolio value

INVESTMENT

TIME HORIZON10 years

IWB

● Live price

1.07%

Share price

$351.46

Annual div

$3.77

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$21.2K

Annual income

$114.84

Full IWB calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

11.20%

Share price

$38.36

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.9K

Annual income

$3,351.03

Full XYLD calculator →

Portfolio growth — IWB vs XYLD

📍 XYLD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	IWB	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, IWB + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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IWB pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IWB

Annual income on $10K today (after 15% tax)

$91.06/yr

After 10yr DRIP, annual income (after tax)

$97.61/yr

XYLD

Annual income on $10K today (after 15% tax)

$952.37/yr

After 10yr DRIP, annual income (after tax)

$2,848.38/yr

At 15% tax rate, XYLD beats the other by $2,750.76/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of IWB + XYLD for your $10,000?

IWB: 50%XYLD: 50%

100% XYLD50/50100% IWB

Portfolio after 10yr

$23.5K

Annual income

$1,732.93/yr

Blended yield

7.36%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IWB buys

XYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Markwayne Mullin	🏛 Senate	$IWB	▼ Sell	$500,001 - $1,000,000	2024-06-13
Markwayne Mullin	🏛 Senate	$IWB	▼ Sell	$50,001 - $100,000	2024-06-12
Markwayne Mullin	🏛 Senate	$IWB	▼ Sell	$100,001 - $250,000	2024-05-08
Kurt Schrader	🏢 House	$IWB	▲ Buy	$15,001 - $50,000	2022-11-08
Kurt Schrader	🏢 House	$IWB	▲ Buy	$1,001 - $15,000	2022-11-08
Robert J. Wittman	🏢 House	$IWB	▲ Buy	$1,001 - $15,000	2022-06-16
Robert J. Wittman	🏢 House	$IWB	▼ Sell	$1,001 - $15,000	2022-04-19
Robert J. Wittman	🏢 House	$IWB	▲ Buy	$1,001 - $15,000	2022-03-15

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricIWBXYLD

Forward yield	1.07%	11.20% ✓
Annual dividend / share	$3.77	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$21.2K	$25.9K ✓
Annual income after 10y	$114.84	$3,351.03 ✓
Total dividends collected	$1.1K	$20.2K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: IWB vs XYLD ($10,000, DRIP)

Year	IWB Portfolio	IWB Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$10,807	$107.13	$10,840	$1,120.44	$33.00 → XYLD
2	$11,672	$108.20	$11,786	$1,249.59	$114.00 → XYLD
3	$12,598	$109.22	$12,854	$1,397.78	$256.00 → XYLD
4	$13,590	$110.17	$14,063	$1,568.33	$473.00 → XYLD
5	$14,652	$111.07	$15,434	$1,765.19	$782.00 → XYLD
6	$15,790	$111.92	$16,995	$1,993.14	$1.2K → XYLD
7	$17,008	$112.72	$18,777	$2,257.95	$1.8K → XYLD
8	$18,312	$113.47	$20,818	$2,566.58	$2.5K → XYLD
9	$19,708	$114.18	$23,163	$2,927.50	$3.5K → XYLD
10	$21,203	$114.84	$25,865	$3,351.03	$4.7K → XYLD

IWB vs XYLD: Complete Analysis 2026

IWB — Stock

The iShares Russell 1000 ETF seeks to track the investment results of an index composed of large- and mid-capitalization U.S. equities.

Full IWB Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.