Is IWF or SCHD a better dividend investment in 2026?

IWF currently yields 0.41% with a 5% 5-year dividend growth rate. SCHD yields 3.46% with 13.05% growth. The better choice depends on your goal: SCHD offers higher current income.

What is the dividend yield difference between IWF and SCHD?

IWF has a forward dividend yield of 0.41% ($1.69/share annually). SCHD yields 3.46% ($1.06/share annually). The yield gap is 3.05 percentage points.

Home › Compare › IWF vs SCHD

IWF vs SCHD: Dividend Comparison 2026

IWF yields 0.41% · SCHD yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SCHD wins by $8.8K in total portfolio value

INVESTMENT

TIME HORIZON10 years

IWF

● Live price

0.41%

Share price

$410.91

Annual div

$1.69

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$20.2K

Annual income

$42.24

Full IWF calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.46%

Share price

$30.48

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$425.95

Full SCHD calculator →

Portfolio growth — IWF vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	IWF	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, IWF + SCHD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

IWF pays

SCHD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IWF

Annual income on $10K today (after 15% tax)

$34.95/yr

After 10yr DRIP, annual income (after tax)

$35.90/yr

SCHD

Annual income on $10K today (after 15% tax)

$294.40/yr

After 10yr DRIP, annual income (after tax)

$362.06/yr

At 15% tax rate, SCHD beats the other by $326.15/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IWF + SCHD for your $10,000?

IWF: 50%SCHD: 50%

100% SCHD50/50100% IWF

Portfolio after 10yr

$24.6K

Annual income

$234.09/yr

Blended yield

0.95%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IWF buys

SCHD buys

Politician	Chamber	Ticker	Type	Amount	Date
David P. Joyce	🏢 House	$IWF	▼ Sell	$15,001 - $50,000	2023-06-19
Ro Khanna	🏢 House	$IWF	▼ Sell	$250,001 - $500,000	2023-05-23
Virginia Foxx	🏢 House	$SCHD	▼ Sell	$50,001 - $100,000	2023-03-08
Ro Khanna	🏢 House	$IWF	▲ Buy	$100,001 - $250,000	2022-12-06
Ro Khanna	🏢 House	$IWF	▲ Buy	$100,001 - $250,000	2022-10-21
Ro Khanna	🏢 House	$IWF	▲ Buy	$100,001 - $250,000	2022-10-20
Steve Cohen	🏢 House	$SCHD	▲ Buy	$50,001 - $100,000	2022-07-29
Hakeem S. Jeffries	🏢 House	$SCHD	▲ Buy	$15,001 - $50,000	2021-04-12
Harold Dallas Rogers	🏢 House	$IWF	▼ Sell	$1,001 - $15,000	2021-03-16
Mikie Sherrill	🏢 House	$SCHD	▲ Buy	$100,001 - $250,000	2020-02-21

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricIWFSCHD

Forward yield	0.41%	3.46% ✓
Annual dividend / share	$1.69 ✓	$1.06
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$20.2K	$29.0K ✓
Annual income after 10y	$42.24	$425.95 ✓
Total dividends collected	$417.00 ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: IWF vs SCHD ($10,000, DRIP)

Year	IWF Portfolio	IWF Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$10,741	$41.12	$11,226	$346.36	$485.00 → SCHD
2	$11,534	$41.28	$12,572	$357.38	$1.0K → SCHD
3	$12,383	$41.43	$14,046	$367.84	$1.7K → SCHD
4	$13,291	$41.57	$15,660	$377.73	$2.4K → SCHD
5	$14,264	$41.70	$17,425	$387.07	$3.2K → SCHD
6	$15,304	$41.82	$19,354	$395.86	$4.0K → SCHD
7	$16,417	$41.93	$21,461	$404.13	$5.0K → SCHD
8	$17,608	$42.04	$23,762	$411.89	$6.2K → SCHD
9	$18,883	$42.14	$26,272	$419.15	$7.4K → SCHD
10	$20,247	$42.24	$29,010	$425.95	$8.8K → SCHD

IWF vs SCHD: Complete Analysis 2026

IWF — Stock

The iShares Russell 1000 Growth ETF seeks to track the investment results of an index composed of large- and mid-capitalization U.S. equities that exhibit growth characteristics.

Full IWF Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

📬

Get this IWF vs SCHD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

IWF vs JEPI IWF vs O IWF vs KO IWF vs MAIN IWF vs VYM IWF vs DGRO IWF vs VIG IWF vs HDV

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.