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IWFG vs SCHD: Dividend Comparison 2026

IWFG yields 5.48% · SCHD yields 3.44%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $278.00 in total portfolio value· pulled ahead in Year 8
10 years
IWFG
IWFG
● Live price
5.48%
Share price
$46.46
Annual div
$2.55
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.7K
Annual income
$777.48
Full IWFG calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — IWFG vs SCHD

📍 SCHD pulled ahead of the other in Year 8

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIWFGSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, IWFG + SCHD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
IWFG pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IWFG
Annual income on $10K today (after 15% tax)
$465.75/yr
After 10yr DRIP, annual income (after tax)
$660.86/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, IWFG beats the other by $301.64/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IWFG + SCHD for your $10,000?

IWFG: 50%SCHD: 50%
100% SCHD50/50100% IWFG
Portfolio after 10yr
$28.8K
Annual income
$600.04/yr
Blended yield
2.08%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IWFG buys
0
SCHD buys
0
No recent congressional trades found for IWFG or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIWFGSCHD
Forward yield5.48% ✓3.44%
Annual dividend / share$2.55 ✓$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$28.7K$29.0K ✓
Annual income after 10y$777.48 ✓$422.61
Total dividends collected$6.7K ✓$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: IWFG vs SCHD ($10,000, DRIP)

YearIWFG PortfolioIWFG Income/yrSCHD PortfolioSCHD Income/yrGap
1$11,248$547.94$11,224$344.10+$24.00 → IWFG
2$12,611$576.00$12,567$354.98+$44.00 → IWFG
3$14,098$603.57$14,038$365.30+$60.00 → IWFG
4$15,715$630.56$15,648$375.06+$67.00 → IWFG
5$17,472$656.92$17,410$384.27+$62.00 → IWFG
6$19,378$682.58$19,335$392.95+$43.00 → IWFG
7$21,442$707.51$21,437$401.10+$5.00 → IWFG
8← crossover$23,674$731.65$23,733$408.75$59.00 → SCHD
9$26,086$754.98$26,237$415.91$151.00 → SCHD
10$28,690$777.48$28,968$422.61$278.00 → SCHD

IWFG vs SCHD: Complete Analysis 2026

IWFG — Stock

NYLI Winslow Focused Large Cap Growth ETF seeks long-term growth of capital through its differentiated portfolio exposure.

Full IWFG Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.