Is IWINF or SCHD a better dividend investment in 2026?

IWINF currently yields 400.00% with a 5% 5-year dividend growth rate. SCHD yields 3.46% with 13.05% growth. The better choice depends on your goal: IWINF offers higher current income.

What is the dividend yield difference between IWINF and SCHD?

IWINF has a forward dividend yield of 400.00% ($2.00/share annually). SCHD yields 3.46% ($1.06/share annually). The yield gap is 396.54 percentage points.

Home › Compare › IWINF vs SCHD

IWINF vs SCHD: Dividend Comparison 2026

IWINF yields 400.00% · SCHD yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 IWINF wins by $11437.80M in total portfolio value

INVESTMENT

TIME HORIZON10 years

IWINF

● Live price

400.00%

Share price

$0.50

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$11437.82M

Annual income

$7,667,192,697.76

Full IWINF calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.46%

Share price

$30.48

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$425.95

Full SCHD calculator →

Portfolio growth — IWINF vs SCHD

📍 IWINF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	IWINF	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, IWINF + SCHD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

IWINF pays

SCHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IWINF

Annual income on $10K today (after 15% tax)

$34,000.00/yr

After 10yr DRIP, annual income (after tax)

$6,517,113,793.10/yr

SCHD

Annual income on $10K today (after 15% tax)

$294.40/yr

After 10yr DRIP, annual income (after tax)

$362.06/yr

At 15% tax rate, IWINF beats the other by $6,517,113,431.04/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of IWINF + SCHD for your $10,000?

IWINF: 50%SCHD: 50%

100% SCHD50/50100% IWINF

Portfolio after 10yr

$5718.93M

Annual income

$3,833,596,561.85/yr

Blended yield

67.03%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on IWINF right now

IWINF

Analyst Ratings

Buy

Consensus: Buy

Price Target

$5.60

+1020.0% upside vs current

Range: $5.00 — $6.20

Altman Z

-0.2

Piotroski

2/9

SCHD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IWINF buys

SCHD buys

Politician	Chamber	Ticker	Type	Amount	Date
Virginia Foxx	🏢 House	$SCHD	▼ Sell	$50,001 - $100,000	2023-03-08
Steve Cohen	🏢 House	$SCHD	▲ Buy	$50,001 - $100,000	2022-07-29
Hakeem S. Jeffries	🏢 House	$SCHD	▲ Buy	$15,001 - $50,000	2021-04-12
Mikie Sherrill	🏢 House	$SCHD	▲ Buy	$100,001 - $250,000	2020-02-21

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricIWINFSCHD

Forward yield	400.00% ✓	3.46%
Annual dividend / share	$2.00 ✓	$1.06
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$11437.82M ✓	$29.0K
Annual income after 10y	$7,667,192,697.76 ✓	$425.95
Total dividends collected	$11090.87M ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: IWINF vs SCHD ($10,000, DRIP)

Year	IWINF Portfolio	IWINF Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$50,700	$40,000.00	$11,226	$346.36	+$39.5K → IWINF
2	$243,782	$189,532.71	$12,572	$357.38	+$231.2K → IWINF
3	$1,112,560	$851,713.55	$14,046	$367.84	+$1.10M → IWINF
4	$4,823,161	$3,632,721.39	$15,660	$377.73	+$4.81M → IWINF
5	$19,879,046	$14,718,264.42	$17,425	$387.07	+$19.86M → IWINF
6	$77,964,520	$56,693,940.88	$19,354	$395.86	+$77.95M → IWINF
7	$291,226,244	$207,804,207.46	$21,461	$404.13	+$291.20M → IWINF
8	$1,037,056,355	$725,444,273.70	$23,762	$411.89	+$1037.03M → IWINF
9	$3,523,955,262	$2,414,304,962.28	$26,272	$419.15	+$3523.93M → IWINF
10	$11,437,824,828	$7,667,192,697.76	$29,010	$425.95	+$11437.80M → IWINF

IWINF vs SCHD: Complete Analysis 2026

IWINF — Stock

Irwin Naturals Inc., a herbal supplement company, distributes CBD products in the United States and internationally. It offers its products online, as well as through approximately 100,000 stores. The company was formerly known as Datinvest International Ltd. The company is based in Los Angeles, California.

Full IWINF Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.