Is IYE or XYLD a better dividend investment in 2026?

IYE currently yields 2.01% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between IYE and XYLD?

IYE has a forward dividend yield of 2.01% ($1.33/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 8.97 percentage points.

Home › Compare › IYE vs XYLD

IYE vs XYLD: Dividend Comparison 2026

IYE yields 2.01% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 XYLD wins by $2.6K in total portfolio value· pulled ahead in Year 5

INVESTMENT

TIME HORIZON10 years

IYE

● Live price

2.01%

Share price

$66.04

Annual div

$1.33

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$22.6K

Annual income

$229.26

Full IYE calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — IYE vs XYLD

📍 XYLD pulled ahead of the other in Year 5

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	IYE	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, IYE + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

—

Jul

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Aug

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Sep

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Oct

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Nov

—

Dec

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IYE pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IYE

Annual income on $10K today (after 15% tax)

$171.09/yr

After 10yr DRIP, annual income (after tax)

$194.87/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $2,541.30/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of IYE + XYLD for your $10,000?

IYE: 50%XYLD: 50%

100% XYLD50/50100% IYE

Portfolio after 10yr

$24.0K

Annual income

$1,724.14/yr

Blended yield

7.20%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IYE buys

XYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Shelley Moore Capito	🏛 Senate	$IYE	▼ Sell	$15,001 - $50,000	2018-04-24
Shelley Moore Capito	🏛 Senate	$IYE	▼ Sell	$15,001 - $50,000	2018-04-24
Shelley Moore Capito	🏛 Senate	$IYE	▼ Sell	$15,001 - $50,000	2018-04-24

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricIYEXYLD

Forward yield	2.01%	10.98% ✓
Annual dividend / share	$1.33	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$22.6K	$25.3K ✓
Annual income after 10y	$229.26	$3,219.02 ✓
Total dividends collected	$2.2K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: IYE vs XYLD ($10,000, DRIP)

Year	IYE Portfolio	IYE Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1	$10,901	$201.28	$10,818	$1,098.39	+$83.00 → IYE
2	$11,869	$205.06	$11,738	$1,222.51	+$131.00 → IYE
3	$12,909	$208.67	$12,774	$1,364.64	+$135.00 → IYE
4	$14,025	$212.10	$13,944	$1,527.86	+$81.00 → IYE
5← crossover	$15,222	$215.35	$15,270	$1,715.87	$48.00 → XYLD
6	$16,506	$218.45	$16,775	$1,933.09	$269.00 → XYLD
7	$17,883	$221.38	$18,490	$2,184.87	$607.00 → XYLD
8	$19,358	$224.15	$20,450	$2,477.63	$1.1K → XYLD
9	$20,940	$226.78	$22,697	$2,819.19	$1.8K → XYLD
10	$22,635	$229.26	$25,280	$3,219.02	$2.6K → XYLD

IYE vs XYLD: Complete Analysis 2026

IYE — Stock

The iShares U.S. Energy ETF seeks to track the investment results of an index composed of U.S. equities in the energy sector.

Full IYE Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.