Is IYJ or QYLD a better dividend investment in 2026?

IYJ currently yields 0.83% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between IYJ and QYLD?

IYJ has a forward dividend yield of 0.83% ($1.22/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 11.09 percentage points.

Home › Compare › IYJ vs QYLD

IYJ vs QYLD: Dividend Comparison 2026

IYJ yields 0.83% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 QYLD wins by $4.6K in total portfolio value· pulled ahead in Year 8

INVESTMENT

TIME HORIZON10 years

IYJ

● Live price

0.83%

Share price

$147.54

Annual div

$1.22

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$20.8K

Annual income

$87.29

Full IYJ calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — IYJ vs QYLD

📍 QYLD pulled ahead of the other in Year 8

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	IYJ	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, IYJ + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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IYJ pays

QYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IYJ

Annual income on $10K today (after 15% tax)

$70.31/yr

After 10yr DRIP, annual income (after tax)

$74.20/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $4,736.22/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of IYJ + QYLD for your $10,000?

IYJ: 50%QYLD: 50%

100% QYLD50/50100% IYJ

Portfolio after 10yr

$23.1K

Annual income

$2,873.30/yr

Blended yield

12.43%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IYJ buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricIYJQYLD

Forward yield	0.83%	11.92% ✓
Annual dividend / share	$1.22	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$20.8K	$25.4K ✓
Annual income after 10y	$87.29	$5,659.31 ✓
Total dividends collected	$852.00 ✓	$27.1K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: IYJ vs QYLD ($10,000, DRIP)

Year	IYJ Portfolio	IYJ Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1	$10,783	$82.72	$10,352	$1,192.36	+$431.00 → IYJ
2	$11,621	$83.36	$10,830	$1,347.57	+$791.00 → IYJ
3	$12,518	$83.97	$11,460	$1,539.07	+$1.1K → IYJ
4	$13,479	$84.53	$12,275	$1,777.84	+$1.2K → IYJ
5	$14,508	$85.07	$13,323	$2,078.95	+$1.2K → IYJ
6	$15,609	$85.57	$14,667	$2,463.34	+$942.00 → IYJ
7	$16,787	$86.04	$16,396	$2,960.57	+$391.00 → IYJ
8← crossover	$18,049	$86.48	$18,631	$3,612.97	$582.00 → QYLD
9	$19,399	$86.90	$21,548	$4,482.15	$2.1K → QYLD
10	$20,845	$87.29	$25,398	$5,659.31	$4.6K → QYLD

IYJ vs QYLD: Complete Analysis 2026

IYJ — Stock

The iShares U.S. Industrials ETF seeks to track the investment results of an index composed of U.S. equities in the industrials sector.

Full IYJ Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.