Is IYLD or QYLD a better dividend investment in 2026?

IYLD currently yields 4.61% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between IYLD and QYLD?

IYLD has a forward dividend yield of 4.61% ($1.00/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 7.31 percentage points.

Home › Compare › IYLD vs QYLD

IYLD vs QYLD: Dividend Comparison 2026

IYLD yields 4.61% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 IYLD wins by $1.6K in total portfolio value

INVESTMENT

TIME HORIZON10 years

IYLD

● Live price

4.61%

Share price

$21.73

Annual div

$1.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.0K

Annual income

$618.60

Full IYLD calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — IYLD vs QYLD

📍 IYLD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	IYLD	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, IYLD + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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IYLD pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IYLD

Annual income on $10K today (after 15% tax)

$391.47/yr

After 10yr DRIP, annual income (after tax)

$525.81/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $4,284.60/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of IYLD + QYLD for your $10,000?

IYLD: 50%QYLD: 50%

100% QYLD50/50100% IYLD

Portfolio after 10yr

$26.2K

Annual income

$3,138.96/yr

Blended yield

11.97%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IYLD buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricIYLDQYLD

Forward yield	4.61%	11.92% ✓
Annual dividend / share	$1.00	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$27.0K ✓	$25.4K
Annual income after 10y	$618.60	$5,659.31 ✓
Total dividends collected	$5.4K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: IYLD vs QYLD ($10,000, DRIP)

Year	IYLD Portfolio	IYLD Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,161	$460.55	$10,352	$1,192.36	+$809.00 → IYLD
2	$12,422	$480.38	$10,830	$1,347.57	+$1.6K → IYLD
3	$13,791	$499.70	$11,460	$1,539.07	+$2.3K → IYLD
4	$15,275	$518.49	$12,275	$1,777.84	+$3.0K → IYLD
5	$16,881	$536.70	$13,323	$2,078.95	+$3.6K → IYLD
6	$18,617	$554.33	$14,667	$2,463.34	+$4.0K → IYLD
7	$20,492	$571.34	$16,396	$2,960.57	+$4.1K → IYLD
8	$22,514	$587.72	$18,631	$3,612.97	+$3.9K → IYLD
9	$24,693	$603.48	$21,548	$4,482.15	+$3.1K → IYLD
10	$27,041	$618.60	$25,398	$5,659.31	+$1.6K → IYLD

IYLD vs QYLD: Complete Analysis 2026

IYLD — Stock

The iShares Morningstar Multi-Asset Income ETF seeks to track the investment results of an index composed of underlying equity, fixed income and other income funds that collectively seek to deliver high current income while providing an opportunity for capital appreciation.

Full IYLD Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.