HomeCompareIYSYX vs SCHD

IYSYX vs SCHD: Dividend Comparison 2026

IYSYX yields 1.57% · SCHD yields 3.44%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $7.0K in total portfolio value
10 years
IYSYX
IYSYX
● Live price
1.57%
Share price
$19.46
Annual div
$0.31
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.9K
Annual income
$173.67
Full IYSYX calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — IYSYX vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIYSYXSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, IYSYX + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
IYSYX pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IYSYX
Annual income on $10K today (after 15% tax)
$133.36/yr
After 10yr DRIP, annual income (after tax)
$147.62/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, SCHD beats the other by $211.60/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IYSYX + SCHD for your $10,000?

IYSYX: 50%SCHD: 50%
100% SCHD50/50100% IYSYX
Portfolio after 10yr
$25.5K
Annual income
$298.14/yr
Blended yield
1.17%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IYSYX buys
0
SCHD buys
0
No recent congressional trades found for IYSYX or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIYSYXSCHD
Forward yield1.57%3.44%
Annual dividend / share$0.31$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$21.9K$29.0K
Annual income after 10y$173.67$422.61
Total dividends collected$1.7K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: IYSYX vs SCHD ($10,000, DRIP)

YearIYSYX PortfolioIYSYX Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$10,857$156.89$11,224$344.10$367.00SCHD
2$11,776$159.19$12,567$354.98$791.00SCHD
3$12,762$161.37$14,038$365.30$1.3KSCHD
4$13,819$163.44$15,648$375.06$1.8KSCHD
5$14,951$165.40$17,410$384.27$2.5KSCHD
6$16,165$167.25$19,335$392.95$3.2KSCHD
7$17,466$168.99$21,437$401.10$4.0KSCHD
8$18,859$170.65$23,733$408.75$4.9KSCHD
9$20,351$172.20$26,237$415.91$5.9KSCHD
10$21,949$173.67$28,968$422.61$7.0KSCHD

IYSYX vs SCHD: Complete Analysis 2026

IYSYXStock

The investment seeks to provide capital appreciation. The fund invests primarily in various types of equity securities of small- and mid-capitalization companies that the manager believes have the greatest potential for capital appreciation. At least 80% of the fund's net assets will be invested in common stocks of small- and mid-capitalization companies. Small-capitalization companies typically are companies with market capitalizations similar to those of issuers included in the Russell 2500TM Index at the time of purchase and mid-capitalization companies are those within the market capitalization range of the Russell Midcap® Index at the time of purchase.

Full IYSYX Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.