Is IYW or XYLD a better dividend investment in 2026?

IYW currently yields 0.15% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between IYW and XYLD?

IYW has a forward dividend yield of 0.15% ($0.27/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 10.83 percentage points.

Home › Compare › IYW vs XYLD

IYW vs XYLD: Dividend Comparison 2026

IYW yields 0.15% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 XYLD wins by $5.4K in total portfolio value

INVESTMENT

TIME HORIZON10 years

IYW

● Live price

0.15%

Share price

$181.42

Annual div

$0.27

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$19.9K

Annual income

$15.06

Full IYW calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — IYW vs XYLD

📍 XYLD pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	IYW	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, IYW + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

IYW pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IYW

Annual income on $10K today (after 15% tax)

$12.68/yr

After 10yr DRIP, annual income (after tax)

$12.80/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $2,723.37/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IYW + XYLD for your $10,000?

IYW: 50%XYLD: 50%

100% XYLD50/50100% IYW

Portfolio after 10yr

$22.6K

Annual income

$1,617.04/yr

Blended yield

7.16%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IYW buys

XYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Robert J. Wittman	🏢 House	$IYW	▼ Sell	$1,001 - $15,000	2023-02-03
Robert J. Wittman	🏢 House	$IYW	▼ Sell	$1,001 - $15,000	2022-11-11
Robert J. Wittman	🏢 House	$IYW	▼ Sell	$1,001 - $15,000	2022-09-27
Robert J. Wittman	🏢 House	$IYW	▼ Sell	$1,001 - $15,000	2022-08-16
Robert J. Wittman	🏢 House	$IYW	▲ Buy	$1,001 - $15,000	2022-08-10

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricIYWXYLD

Forward yield	0.15%	10.98% ✓
Annual dividend / share	$0.27	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$19.9K	$25.3K ✓
Annual income after 10y	$15.06	$3,219.02 ✓
Total dividends collected	$150.00 ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: IYW vs XYLD ($10,000, DRIP)

Year	IYW Portfolio	IYW Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$10,715	$14.92	$10,818	$1,098.39	$103.00 → XYLD
2	$11,480	$14.94	$11,738	$1,222.51	$258.00 → XYLD
3	$12,298	$14.96	$12,774	$1,364.64	$476.00 → XYLD
4	$13,174	$14.98	$13,944	$1,527.86	$770.00 → XYLD
5	$14,112	$14.99	$15,270	$1,715.87	$1.2K → XYLD
6	$15,114	$15.01	$16,775	$1,933.09	$1.7K → XYLD
7	$16,187	$15.02	$18,490	$2,184.87	$2.3K → XYLD
8	$17,336	$15.04	$20,450	$2,477.63	$3.1K → XYLD
9	$18,564	$15.05	$22,697	$2,819.19	$4.1K → XYLD
10	$19,879	$15.06	$25,280	$3,219.02	$5.4K → XYLD

IYW vs XYLD: Complete Analysis 2026

IYW — Stock

The iShares U.S. Technology ETF seeks to track the investment results of an index composed of U.S. equities in the technology sector.

Full IYW Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

📬

Get this IYW vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

IYW vs SCHD IYW vs JEPI IYW vs O IYW vs KO IYW vs MAIN IYW vs QYLD IYW vs JEPQ IYW vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.