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JANI vs RYLD: Dividend Comparison 2026

JANI yields 8.17% · RYLD yields 12.14%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 RYLD wins by $10.2K in total portfolio value
10 years
JANI
JANI
● Live price
8.17%
Share price
$24.48
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$34.4K
Annual income
$1,370.08
Full JANI calculator →
RYLD
RYLD
● Live price
12.14%
Share price
$14.95
Annual div
$1.81
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$44.5K
Annual income
$2,587.35
Full RYLD calculator →

Portfolio growth — JANI vs RYLD

📍 RYLD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodJANIRYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, JANI + RYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
JANI pays
RYLD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

JANI
Annual income on $10K today (after 15% tax)
$694.57/yr
After 10yr DRIP, annual income (after tax)
$1,164.57/yr
RYLD
Annual income on $10K today (after 15% tax)
$1,031.60/yr
After 10yr DRIP, annual income (after tax)
$2,199.25/yr
At 15% tax rate, RYLD beats the other by $1,034.68/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of JANI + RYLD for your $10,000?

JANI: 50%RYLD: 50%
100% RYLD50/50100% JANI
Portfolio after 10yr
$39.4K
Annual income
$1,978.71/yr
Blended yield
5.02%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

JANI buys
0
RYLD buys
0
No recent congressional trades found for JANI or RYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricJANIRYLD
Forward yield8.17%12.14%
Annual dividend / share$2.00$1.81
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$34.4K$44.5K
Annual income after 10y$1,370.08$2,587.35
Total dividends collected$11.0K$18.8K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: JANI vs RYLD ($10,000, DRIP)

YearJANI PortfolioJANI Income/yrRYLD PortfolioRYLD Income/yrGap
1← crossover$11,517$817.14$11,914$1,213.65$397.00RYLD
2$13,203$879.55$14,099$1,351.30$896.00RYLD
3$15,069$942.32$16,580$1,494.55$1.5KRYLD
4$17,129$1,005.18$19,384$1,642.61$2.3KRYLD
5$19,396$1,067.84$22,535$1,794.70$3.1KRYLD
6$21,884$1,130.06$26,063$1,950.00$4.2KRYLD
7$24,608$1,191.59$29,995$2,107.69$5.4KRYLD
8$27,582$1,252.22$34,361$2,266.99$6.8KRYLD
9$30,825$1,311.78$39,194$2,427.12$8.4KRYLD
10$34,353$1,370.08$44,525$2,587.35$10.2KRYLD

JANI vs RYLD: Complete Analysis 2026

JANIStock

The fund seeks to provide, at the end of the outcome period, returns that track the share price returns of the underlying ETF, the iShares MSCI EAFE ETF (EFA), that are in excess of the spread in positive market environments (i.e., where underlying ETF returns are positive and are greater than the spread), while providing a buffer against the first 15% of underlying ETF losses. The fund’s strategy is designed to produce these outcomes based upon the performance of the underlying ETF’s share price returns at the conclusion of the outcome period.

Full JANI Calculator →

RYLDETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.