HomeCompareJAPAY vs FCPT

JAPAY vs FCPT: Dividend Comparison 2026

JAPAY yields 2.85% · FCPT yields 6.05%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 JAPAY wins by $21.8K in total portfolio value· pulled ahead in Year 7
10 years
JAPAY
JAPAY
● Live price
2.85%
Share price
$19.11
Annual div
$0.54
5Y div CAGR
36.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$70.8K
Annual income
$17,784.52
Full JAPAY calculator →
FCPT
FCPT
● Live price
6.05%
Share price
$23.65
Annual div
$1.43
5Y div CAGR
15.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.1K
Annual income
$5,775.28
Full FCPT calculator →

Portfolio growth — JAPAY vs FCPT

📍 JAPAY pulled ahead of the other in Year 7

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodJAPAYFCPT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, JAPAY + FCPT cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
JAPAY pays
FCPT pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

JAPAY
Annual income on $10K today (after 15% tax)
$242.46/yr
After 10yr DRIP, annual income (after tax)
$15,116.84/yr
FCPT
Annual income on $10K today (after 15% tax)
$514.49/yr
After 10yr DRIP, annual income (after tax)
$4,908.99/yr
At 15% tax rate, JAPAY beats the other by $10,207.85/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of JAPAY + FCPT for your $10,000?

JAPAY: 50%FCPT: 50%
100% FCPT50/50100% JAPAY
Portfolio after 10yr
$59.9K
Annual income
$11,779.90/yr
Blended yield
19.65%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

JAPAY
Analyst Ratings
1
Sell
Consensus: Sell
Price Target
$17.00
-11.0% upside vs current
Range: $17.00 — $17.00
Altman Z
3.0
Piotroski
8/9
FCPT
Analyst Ratings
5
Buy
10
Hold
Consensus: Hold
Price Target
$27.00
+14.2% upside vs current
Range: $25.00 — $29.00
Altman Z
1.4
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

JAPAY buys
0
FCPT buys
0
No recent congressional trades found for JAPAY or FCPT in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricJAPAYFCPT
Forward yield2.85%6.05%
Annual dividend / share$0.54$1.43
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR36.9%15.8%
Portfolio after 10y$70.8K$49.1K
Annual income after 10y$17,784.52$5,775.28
Total dividends collected$45.4K$24.1K
Payment frequencyquarterlyquarterly
SectorStockREIT
Analyst consensusSellHold
Analyst price target$17.00$27.00

Year-by-year: JAPAY vs FCPT ($10,000, DRIP)

YearJAPAY PortfolioJAPAY Income/yrFCPT PortfolioFCPT Income/yrGap
1$11,091$390.50$11,401$700.92$310.00FCPT
2$12,421$554.11$13,064$864.84$643.00FCPT
3$14,084$793.99$15,051$1,072.48$967.00FCPT
4$16,222$1,151.91$17,442$1,337.22$1.2KFCPT
5$19,055$1,697.51$20,340$1,677.08$1.3KFCPT
6$22,940$2,551.15$23,880$2,116.57$940.00FCPT
7← crossover$28,476$3,929.52$28,241$2,689.36+$235.00JAPAY
8$36,710$6,240.70$33,660$3,442.07+$3.0KJAPAY
9$49,573$10,293.42$40,456$4,439.95+$9.1KJAPAY
10$70,827$17,784.52$49,063$5,775.28+$21.8KJAPAY

JAPAY vs FCPT: Complete Analysis 2026

JAPAYStock

Japan Tobacco Inc., a tobacco company, manufactures and sells tobacco products, prescription drugs, and processed foods in Japan and internationally. The company operates through four segments: Domestic Tobacco, International Tobacco, Pharmaceutical, and Processed Food. It offers tobacco products, such as cigarettes, cigars, pipe tobacco, oral tobacco, waterpipe tobacco, kretek, and fine cut products under the Winston, Camel, MEVIUS, and LD brands. The company also provides reduced-risk products, including tobacco-infused vapor and heated tobacco products, E-Vapor products, etc. under the Ploom, Logic, Ploom TECH, Ploom TECH+, and Ploom S brands. In addition, it researches and develops, manufactures, and sells prescription drugs for the therapeutic areas, such as cardiovascular, renal and metabolism, immunology, and neuroscience. Further, the company provides staple food products, such as frozen noodles and okonomiyaki, and frozen and packed cooked rice; ambient processed foods; bakery products; and seasonings, including yeast extracts and oyster sauce. Japan Tobacco Inc. was founded in 1898 and is headquartered in Tokyo, Japan.

Full JAPAY Calculator →

FCPTREIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →
📬

Get this JAPAY vs FCPT comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

JAPAY vs SCHDJAPAY vs JEPIJAPAY vs OJAPAY vs KOJAPAY vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.