HomeCompareJAPAY vs MRK

JAPAY vs MRK: Dividend Comparison 2026

JAPAY yields 2.85% · MRK yields 2.76%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 JAPAY wins by $14.1K in total portfolio value· pulled ahead in Year 6
10 years
JAPAY
JAPAY
● Live price
2.85%
Share price
$19.11
Annual div
$0.54
5Y div CAGR
36.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$70.8K
Annual income
$17,784.52
Full JAPAY calculator →
MRK
Merck & Co. Inc.
● Live price
2.76%
Share price
$120.31
Annual div
$3.32
5Y div CAGR
32.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$56.8K
Annual income
$9,798.13
Full MRK calculator →

Portfolio growth — JAPAY vs MRK

📍 JAPAY pulled ahead of the other in Year 6

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodJAPAYMRK
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, JAPAY + MRK cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
JAPAY pays
MRK pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

JAPAY
Annual income on $10K today (after 15% tax)
$242.46/yr
After 10yr DRIP, annual income (after tax)
$15,116.84/yr
MRK
Annual income on $10K today (after 15% tax)
$234.56/yr
After 10yr DRIP, annual income (after tax)
$8,328.41/yr
At 15% tax rate, JAPAY beats the other by $6,788.43/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of JAPAY + MRK for your $10,000?

JAPAY: 50%MRK: 50%
100% MRK50/50100% JAPAY
Portfolio after 10yr
$63.8K
Annual income
$13,791.33/yr
Blended yield
21.62%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MRK right now

JAPAY
Analyst Ratings
1
Sell
Consensus: Sell
Price Target
$17.00
-11.0% upside vs current
Range: $17.00 — $17.00
Altman Z
3.0
Piotroski
8/9
MRK
Analyst Ratings
25
Buy
11
Hold
1
Sell
Consensus: Buy
Price Target
$128.54
+6.8% upside vs current
Range: $100.00 — $150.00
Altman Z
4.0
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

JAPAY buys
0
MRK buys
0
No recent congressional trades found for JAPAY or MRK in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricJAPAYMRK
Forward yield2.85%2.76%
Annual dividend / share$0.54$3.32
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR36.9%32.7%
Portfolio after 10y$70.8K$56.8K
Annual income after 10y$17,784.52$9,798.13
Total dividends collected$45.4K$28.9K
Payment frequencyquarterlyquarterly
SectorStockHealthcare
Analyst consensusSellBuy
Analyst price target$17.00$128.54

Year-by-year: JAPAY vs MRK ($10,000, DRIP)

YearJAPAY PortfolioJAPAY Income/yrMRK PortfolioMRK Income/yrGap
1$11,091$390.50$11,206$366.19$115.00MRK
2$12,421$554.11$12,650$502.35$229.00MRK
3$14,084$793.99$14,407$694.19$323.00MRK
4$16,222$1,151.91$16,585$967.82$363.00MRK
5$19,055$1,697.51$19,342$1,363.89$287.00MRK
6← crossover$22,940$2,551.15$22,913$1,947.19+$27.00JAPAY
7$28,476$3,929.52$27,662$2,823.89+$814.00JAPAY
8$36,710$6,240.70$34,159$4,173.35+$2.6KJAPAY
9$49,573$10,293.42$43,337$6,308.80+$6.2KJAPAY
10$70,827$17,784.52$56,776$9,798.13+$14.1KJAPAY

JAPAY vs MRK: Complete Analysis 2026

JAPAYStock

Japan Tobacco Inc., a tobacco company, manufactures and sells tobacco products, prescription drugs, and processed foods in Japan and internationally. The company operates through four segments: Domestic Tobacco, International Tobacco, Pharmaceutical, and Processed Food. It offers tobacco products, such as cigarettes, cigars, pipe tobacco, oral tobacco, waterpipe tobacco, kretek, and fine cut products under the Winston, Camel, MEVIUS, and LD brands. The company also provides reduced-risk products, including tobacco-infused vapor and heated tobacco products, E-Vapor products, etc. under the Ploom, Logic, Ploom TECH, Ploom TECH+, and Ploom S brands. In addition, it researches and develops, manufactures, and sells prescription drugs for the therapeutic areas, such as cardiovascular, renal and metabolism, immunology, and neuroscience. Further, the company provides staple food products, such as frozen noodles and okonomiyaki, and frozen and packed cooked rice; ambient processed foods; bakery products; and seasonings, including yeast extracts and oyster sauce. Japan Tobacco Inc. was founded in 1898 and is headquartered in Tokyo, Japan.

Full JAPAY Calculator →

MRKHealthcare

Merck & Co., Inc. operates as a healthcare company worldwide. It operates through two segments, Pharmaceutical and Animal Health. The Pharmaceutical segment offers human health pharmaceutical products in the areas of oncology, hospital acute care, immunology, neuroscience, virology, cardiovascular, and diabetes, as well as vaccine products, such as preventive pediatric, adolescent, and adult vaccines. The Animal Health segment discovers, develops, manufactures, and markets veterinary pharmaceuticals, vaccines, and health management solutions and services, as well as digitally connected identification, traceability, and monitoring products. It serves drug wholesalers and retailers, hospitals, and government agencies; managed health care providers, such as health maintenance organizations, pharmacy benefit managers, and other institutions; and physicians and physician distributors, veterinarians, and animal producers. The company has collaborations with AstraZeneca PLC; Bayer AG; Eisai Co., Ltd.; Ridgeback Biotherapeutics; and Gilead Sciences, Inc. to jointly develop and commercialize long-acting treatments in HIV. Merck & Co., Inc. was founded in 1891 and is headquartered in Kenilworth, New Jersey.

Full MRK Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.