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JAPAY vs ORCC: Dividend Comparison 2026

JAPAY yields 2.85% · ORCC yields 9.79%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 JAPAY wins by $49.4K in total portfolio value· pulled ahead in Year 2
10 years
JAPAY
JAPAY
● Live price
2.85%
Share price
$19.11
Annual div
$0.54
5Y div CAGR
36.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$70.8K
Annual income
$17,784.52
Full JAPAY calculator →
ORCC
ORCC
● Live price
9.79%
Share price
$13.48
Annual div
$1.32
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.4K
Annual income
$1.04
Full ORCC calculator →

Portfolio growth — JAPAY vs ORCC

📍 JAPAY pulled ahead of the other in Year 2

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodJAPAYORCC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, JAPAY + ORCC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
JAPAY pays
ORCC pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

JAPAY
Annual income on $10K today (after 15% tax)
$242.46/yr
After 10yr DRIP, annual income (after tax)
$15,116.84/yr
ORCC
Annual income on $10K today (after 15% tax)
$832.34/yr
After 10yr DRIP, annual income (after tax)
$0.88/yr
At 15% tax rate, JAPAY beats the other by $15,115.96/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of JAPAY + ORCC for your $10,000?

JAPAY: 50%ORCC: 50%
100% ORCC50/50100% JAPAY
Portfolio after 10yr
$46.1K
Annual income
$8,892.78/yr
Blended yield
19.28%
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Analyst Conviction Gap

Where Wall Street is most bullish on ORCC right now

JAPAY
Analyst Ratings
1
Sell
Consensus: Sell
Price Target
$17.00
-11.0% upside vs current
Range: $17.00 — $17.00
Altman Z
3.0
Piotroski
8/9
ORCC
Analyst Ratings
9
Buy
4
Hold
1
Sell
Consensus: Buy
Price Target
$16.00
+18.7% upside vs current
Range: $16.00 — $16.00
Altman Z
0.5
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

JAPAY buys
0
ORCC buys
0
No recent congressional trades found for JAPAY or ORCC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricJAPAYORCC
Forward yield2.85%9.79%
Annual dividend / share$0.54$1.32
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR36.9%-50%
Portfolio after 10y$70.8K$21.4K
Annual income after 10y$17,784.52$1.04
Total dividends collected$45.4K$1.0K
Payment frequencyquarterlyquarterly
SectorStockBDC
Analyst consensusSellBuy
Analyst price target$17.00$16.00

Year-by-year: JAPAY vs ORCC ($10,000, DRIP)

YearJAPAY PortfolioJAPAY Income/yrORCC PortfolioORCC Income/yrGap
1$11,091$390.50$11,190$489.61$99.00ORCC
2← crossover$12,421$554.11$12,229$256.01+$192.00JAPAY
3$14,084$793.99$13,216$130.74+$868.00JAPAY
4$16,222$1,151.91$14,207$66.02+$2.0KJAPAY
5$19,055$1,697.51$15,234$33.17+$3.8KJAPAY
6$22,940$2,551.15$16,317$16.62+$6.6KJAPAY
7$28,476$3,929.52$17,468$8.32+$11.0KJAPAY
8$36,710$6,240.70$18,695$4.16+$18.0KJAPAY
9$49,573$10,293.42$20,006$2.08+$29.6KJAPAY
10$70,827$17,784.52$21,407$1.04+$49.4KJAPAY

JAPAY vs ORCC: Complete Analysis 2026

JAPAYStock

Japan Tobacco Inc., a tobacco company, manufactures and sells tobacco products, prescription drugs, and processed foods in Japan and internationally. The company operates through four segments: Domestic Tobacco, International Tobacco, Pharmaceutical, and Processed Food. It offers tobacco products, such as cigarettes, cigars, pipe tobacco, oral tobacco, waterpipe tobacco, kretek, and fine cut products under the Winston, Camel, MEVIUS, and LD brands. The company also provides reduced-risk products, including tobacco-infused vapor and heated tobacco products, E-Vapor products, etc. under the Ploom, Logic, Ploom TECH, Ploom TECH+, and Ploom S brands. In addition, it researches and develops, manufactures, and sells prescription drugs for the therapeutic areas, such as cardiovascular, renal and metabolism, immunology, and neuroscience. Further, the company provides staple food products, such as frozen noodles and okonomiyaki, and frozen and packed cooked rice; ambient processed foods; bakery products; and seasonings, including yeast extracts and oyster sauce. Japan Tobacco Inc. was founded in 1898 and is headquartered in Tokyo, Japan.

Full JAPAY Calculator →

ORCCBDC

Owl Rock Capital Corporation is a business development company. The fund makes investments in senior secured or unsecured loans, subordinated loans or mezzanine loans and also considers equity-related securities including warrants and preferred stocks also pursues preferred equity investments and common equity investments. Within private equity, it seeks to invest in growth, acquisitions, market or product expansion, refinancings and recapitalizations. It seeks to invest in middle market companies based in the United States, with EBITDA between $10 million and $250 million annually and/or annual revenue of $50 million and $2.5 billion at the time of investment.

Full ORCC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.