Is JCI or SAIA a better dividend investment in 2026?

JCI currently yields 4.00% with a 5% 5-year dividend growth rate. SAIA yields 0.60% with 5% growth. The better choice depends on your goal: JCI offers higher current income.

What is the dividend yield difference between JCI and SAIA?

JCI has a forward dividend yield of 4.00% ($2.00/share annually). SAIA yields 0.60% ($2.00/share annually). The yield gap is 3.40 percentage points.

Home › Compare › JCI vs SAIA

JCI vs SAIA: Dividend Comparison 2026

JCI yields 4.00% · SAIA yields 0.60%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 JCI wins by $7.5K in total portfolio value

INVESTMENT

TIME HORIZON10 years

JCI

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full JCI calculator →

SAIA

● Live price

0.60%

Share price

$336.01

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$20.5K

Annual income

$61.87

Full SAIA calculator →

Portfolio growth — JCI vs SAIA

📍 JCI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	JCI	SAIA
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, JCI + SAIA cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

JCI pays

SAIA pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

JCI

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$764.31/yr

SAIA

Annual income on $10K today (after 15% tax)

$50.59/yr

After 10yr DRIP, annual income (after tax)

$52.59/yr

At 15% tax rate, JCI beats the other by $711.72/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of JCI + SAIA for your $10,000?

JCI: 50%SAIA: 50%

100% SAIA50/50100% JCI

Portfolio after 10yr

$24.3K

Annual income

$480.54/yr

Blended yield

1.98%

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Analyst Conviction Gap

Where Wall Street is most bullish on JCI right now

JCI

Analyst Ratings

Buy

Hold

Consensus: Buy

Price Target

$136.75

+173.5% upside vs current

Range: $124.00 — $154.00

Altman Z

2.7

Piotroski

6/9

SAIA

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

Price Target

$398.91

+18.7% upside vs current

Range: $262.00 — $493.00

Altman Z

8.2

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

JCI buys

SAIA buys

No recent congressional trades found for JCI or SAIA in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricJCISAIA

Forward yield	4.00% ✓	0.60%
Annual dividend / share	$2.00	$2.00
Payout ratio	50%	50%
1-year div growth	5% ✓	0%
5-year div CAGR	5% ✓	0%
Portfolio after 10y	$28.0K ✓	$20.5K
Annual income after 10y	$899.19 ✓	$61.87
Total dividends collected	$6.4K	$608.00 ✓
Payment frequency	quarterly	quarterly
Sector	Industrials	Industrials
Analyst consensus	Buy	Buy
Analyst price target	$136.75	$398.91 ✓

Year-by-year: JCI vs SAIA ($10,000, DRIP)

Year	JCI Portfolio	JCI Income/yr	SAIA Portfolio	SAIA Income/yr	Gap
1← crossover	$11,120	$420.00	$10,760	$59.52	+$360.00 → JCI
2	$12,357	$458.31	$11,573	$59.85	+$784.00 → JCI
3	$13,721	$499.76	$12,443	$60.16	+$1.3K → JCI
4	$15,227	$544.58	$13,374	$60.46	+$1.9K → JCI
5	$16,885	$593.02	$14,371	$60.73	+$2.5K → JCI
6	$18,713	$645.34	$15,438	$60.99	+$3.3K → JCI
7	$20,724	$701.81	$16,580	$61.23	+$4.1K → JCI
8	$22,938	$762.73	$17,802	$61.46	+$5.1K → JCI
9	$25,372	$828.41	$19,110	$61.67	+$6.3K → JCI
10	$28,047	$899.19	$20,509	$61.87	+$7.5K → JCI

JCI vs SAIA: Complete Analysis 2026

JCI — Industrials

JCI is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in JCI shares.

Full JCI Calculator →

SAIA — Industrials

Saia, Inc., through its subsidiaries, operates as a transportation company in North America. The company provides less-than-truckload services for shipments between 400 and 10,000 pounds; and other value-added services, including non-asset truckload, expedited, and logistics services. As of December 31, 2021, it operated 176 owned and leased facilities; and owned approximately 5,600 tractors and 19,300 trailers. The company was formerly known as SCS Transportation, Inc. and changed its name to Saia, Inc. in July 2006. Saia, Inc. was founded in 1924 and is headquartered in Johns Creek, Georgia.

Full SAIA Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.