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JCI vs USM: Dividend Comparison 2026

JCI yields 1.21% · USM yields 2.60%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 JCI wins by $18.0K in total portfolio value· pulled ahead in Year 4
10 years
JCI
JCI
● Live price
1.21%
Share price
$130.21
Annual div
$1.57
5Y div CAGR
42.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$41.5K
Annual income
$7,170.55
Full JCI calculator →
USM
USM
● Live price
2.60%
Share price
$77.01
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$23.6K
Annual income
$307.09
Full USM calculator →

Portfolio growth — JCI vs USM

📍 JCI pulled ahead of the other in Year 4

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodJCIUSM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, JCI + USM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
JCI pays
USM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

JCI
Annual income on $10K today (after 15% tax)
$102.49/yr
After 10yr DRIP, annual income (after tax)
$6,094.97/yr
USM
Annual income on $10K today (after 15% tax)
$220.75/yr
After 10yr DRIP, annual income (after tax)
$261.03/yr
At 15% tax rate, JCI beats the other by $5,833.94/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of JCI + USM for your $10,000?

JCI: 50%USM: 50%
100% USM50/50100% JCI
Portfolio after 10yr
$32.6K
Annual income
$3,738.82/yr
Blended yield
11.49%
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Analyst Conviction Gap

Where Wall Street is most bullish on JCI right now

JCI
Analyst Ratings
28
Buy
17
Hold
Consensus: Buy
Price Target
$136.75
+5.0% upside vs current
Range: $124.00 — $154.00
Altman Z
2.7
Piotroski
6/9
USM
Analyst Ratings
4
Buy
5
Hold
1
Sell
Consensus: Hold
Price Target
$80.50
+4.5% upside vs current
Range: $75.00 — $86.00
Altman Z
2.1
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

JCI buys
0
USM buys
0
No recent congressional trades found for JCI or USM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricJCIUSM
Forward yield1.21%2.60%
Annual dividend / share$1.57$2.00
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR42.3%0%
Portfolio after 10y$41.5K$23.6K
Annual income after 10y$7,170.55$307.09
Total dividends collected$19.3K$2.8K
Payment frequencyquarterlyquarterly
SectorIndustrialsStock
Analyst consensusBuyHold
Analyst price target$136.75$80.50

Year-by-year: JCI vs USM ($10,000, DRIP)

YearJCI PortfolioJCI Income/yrUSM PortfolioUSM Income/yrGap
1$10,872$171.58$10,960$259.71$88.00USM
2$11,881$248.07$11,993$266.01$112.00USM
3$13,073$360.53$13,104$272.04$31.00USM
4← crossover$14,516$527.59$14,300$277.81+$216.00JCI
5$16,311$779.07$15,584$283.32+$727.00JCI
6$18,617$1,164.23$16,963$288.56+$1.7KJCI
7$21,687$1,767.21$18,444$293.56+$3.2KJCI
8$25,943$2,737.84$20,034$298.30+$5.9KJCI
9$32,115$4,355.61$21,739$302.81+$10.4KJCI
10$41,533$7,170.55$23,568$307.09+$18.0KJCI

JCI vs USM: Complete Analysis 2026

JCIIndustrials

Johnson Controls International plc, together with its subsidiaries, engages in engineering, manufacturing, commissioning, and retrofitting building products and systems in the United States, Europe, the Asia Pacific, and internationally. It operates in four segments: Building Solutions North America, Building Solutions EMEA/LA, Building Solutions Asia Pacific, and Global Products. The company designs, sells, installs, and services heating, ventilating, air conditioning, controls, building management, refrigeration, integrated electronic security, integrated fire detection and suppression systems, and fire protection and security products for commercial, industrial, retail, small business, institutional, and governmental customers; and provides energy efficiency solutions and technical services, including inspection, scheduled maintenance, and repair and replacement of mechanical and control systems, as well as data-driven smart building solutions to non-residential building and industrial applications. It also offers controls software and software services for residential and commercial applications. Johnson Controls International plc was founded in 1885 and is headquartered in Cork, Ireland.

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USMStock

United States Cellular Corporation provides wireless telecommunications services in the United States. The company offers wireless services, including voice, messaging, and data services. It also provides devices, such as smartphones and other handsets, tablets, wearables, mobile hotspots, routers, and internet of things devices. In addition, the company offers various accessories, such as cases, screen protectors, chargers, and memory cards; and consumer electronics, including audio, home automation, and networking products; as well as offers option to purchase devices and accessories under installment contracts. Further, the company offers roaming, wireless eligible telecommunications carrier, and wireless tower rental services. It serves consumer, business, and government customers with 5.0 million connections, including 4.4 million postpaid, 0.5 million prepaid, and 0.1 million reseller and other connections in 21 states. The company provides its products and services through retail sales, direct sales, third-party national retailers, and independent agents, as well as e-commerce and telesales. The company was incorporated in 1983 and is headquartered in Chicago, Illinois. United States Cellular Corporation is a subsidiary of Telephone and Data Systems, Inc.

Full USM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.