Is JCNCX or SCHD a better dividend investment in 2026?

JCNCX currently yields 14.15% with a 5% 5-year dividend growth rate. SCHD yields 3.46% with 13.05% growth. The better choice depends on your goal: JCNCX offers higher current income.

What is the dividend yield difference between JCNCX and SCHD?

JCNCX has a forward dividend yield of 14.15% ($2.91/share annually). SCHD yields 3.46% ($1.06/share annually). The yield gap is 10.69 percentage points.

Home › Compare › JCNCX vs SCHD

JCNCX vs SCHD: Dividend Comparison 2026

JCNCX yields 14.15% · SCHD yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 JCNCX wins by $21.6K in total portfolio value

INVESTMENT

TIME HORIZON10 years

JCNCX

● Live price

14.15%

Share price

$20.58

Annual div

$2.91

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$50.7K

Annual income

$3,399.19

Full JCNCX calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.46%

Share price

$30.48

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$425.95

Full SCHD calculator →

Portfolio growth — JCNCX vs SCHD

📍 JCNCX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	JCNCX	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, JCNCX + SCHD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

—

May

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Jun

—

Jul

—

Aug

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Sep

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Oct

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Nov

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Dec

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JCNCX pays

SCHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

JCNCX

Annual income on $10K today (after 15% tax)

$1,202.68/yr

After 10yr DRIP, annual income (after tax)

$2,889.31/yr

SCHD

Annual income on $10K today (after 15% tax)

$294.40/yr

After 10yr DRIP, annual income (after tax)

$362.06/yr

At 15% tax rate, JCNCX beats the other by $2,527.25/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of JCNCX + SCHD for your $10,000?

JCNCX: 50%SCHD: 50%

100% SCHD50/50100% JCNCX

Portfolio after 10yr

$39.8K

Annual income

$1,912.56/yr

Blended yield

4.80%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

JCNCX buys

SCHD buys

No recent congressional trades found for JCNCX or SCHD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricJCNCXSCHD

Forward yield	14.15% ✓	3.46%
Annual dividend / share	$2.91 ✓	$1.06
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$50.7K ✓	$29.0K
Annual income after 10y	$3,399.19 ✓	$425.95
Total dividends collected	$23.6K ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: JCNCX vs SCHD ($10,000, DRIP)

Year	JCNCX Portfolio	JCNCX Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$12,115	$1,414.92	$11,226	$346.36	+$889.00 → JCNCX
2	$14,565	$1,602.03	$12,572	$357.38	+$2.0K → JCNCX
3	$17,385	$1,800.01	$14,046	$367.84	+$3.3K → JCNCX
4	$20,609	$2,007.91	$15,660	$377.73	+$4.9K → JCNCX
5	$24,277	$2,224.65	$17,425	$387.07	+$6.9K → JCNCX
6	$28,425	$2,449.08	$19,354	$395.86	+$9.1K → JCNCX
7	$33,095	$2,679.99	$21,461	$404.13	+$11.6K → JCNCX
8	$38,328	$2,916.13	$23,762	$411.89	+$14.6K → JCNCX
9	$44,167	$3,156.27	$26,272	$419.15	+$17.9K → JCNCX
10	$50,658	$3,399.19	$29,010	$425.95	+$21.6K → JCNCX

JCNCX vs SCHD: Complete Analysis 2026

JCNCX — Stock

The fund invests at least 80% of its net assets (plus any borrowings for investment purposes) in equity securities with the potential for long-term growth of capital. The manager seeks to invest in companies where the stock price trades at a significant discount to the manager's estimate of fair value and whose intrinsic value the manager believes will grow over time. The fund may invest in companies of any size, from larger, well-established companies to smaller, emerging growth companies. It is non-diversified.

Full JCNCX Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.