Is JCPUX or XYLD a better dividend investment in 2026?

JCPUX currently yields 5.04% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between JCPUX and XYLD?

JCPUX has a forward dividend yield of 5.04% ($0.37/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 5.94 percentage points.

Home › Compare › JCPUX vs XYLD

JCPUX vs XYLD: Dividend Comparison 2026

JCPUX yields 5.04% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 JCPUX wins by $2.6K in total portfolio value

INVESTMENT

TIME HORIZON10 years

JCPUX

● Live price

5.04%

Share price

$7.25

Annual div

$0.37

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.9K

Annual income

$696.16

Full JCPUX calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — JCPUX vs XYLD

📍 JCPUX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	JCPUX	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, JCPUX + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

JCPUX pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

JCPUX

Annual income on $10K today (after 15% tax)

$428.61/yr

After 10yr DRIP, annual income (after tax)

$591.74/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $2,144.43/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of JCPUX + XYLD for your $10,000?

JCPUX: 50%XYLD: 50%

100% XYLD50/50100% JCPUX

Portfolio after 10yr

$26.6K

Annual income

$1,957.59/yr

Blended yield

7.37%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

JCPUX buys

XYLD buys

No recent congressional trades found for JCPUX or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricJCPUXXYLD

Forward yield	5.04%	10.98% ✓
Annual dividend / share	$0.37	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$27.9K ✓	$25.3K
Annual income after 10y	$696.16	$3,219.02 ✓
Total dividends collected	$6.0K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: JCPUX vs XYLD ($10,000, DRIP)

Year	JCPUX Portfolio	JCPUX Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,204	$504.25	$10,818	$1,098.39	+$386.00 → JCPUX
2	$12,517	$528.01	$11,738	$1,222.51	+$779.00 → JCPUX
3	$13,944	$551.27	$12,774	$1,364.64	+$1.2K → JCPUX
4	$15,494	$573.96	$13,944	$1,527.86	+$1.6K → JCPUX
5	$17,175	$596.04	$15,270	$1,715.87	+$1.9K → JCPUX
6	$18,994	$617.47	$16,775	$1,933.09	+$2.2K → JCPUX
7	$20,962	$638.21	$18,490	$2,184.87	+$2.5K → JCPUX
8	$23,088	$658.25	$20,450	$2,477.63	+$2.6K → JCPUX
9	$25,381	$677.57	$22,697	$2,819.19	+$2.7K → JCPUX
10	$27,854	$696.16	$25,280	$3,219.02	+$2.6K → JCPUX

JCPUX vs XYLD: Complete Analysis 2026

JCPUX — Stock

The fund will invest at least 80% of its assets in bonds. Under normal conditions, at least 70% of its total assets must be invested in securities that, at the time of purchase, are rated investment grade. The fund’s investments in below investment grade securities or the unrated equivalent including below investment grade foreign securities will not, under normal circumstances, exceed more than 30% of the fund’s total assets. Its average weighted maturity will ordinarily range between five and twenty years.

Full JCPUX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

📬

Get this JCPUX vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

JCPUX vs SCHD JCPUX vs JEPI JCPUX vs O JCPUX vs KO JCPUX vs MAIN JCPUX vs QYLD JCPUX vs JEPQ JCPUX vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.