Is JDCAX or XYLD a better dividend investment in 2026?

JDCAX currently yields 14.90% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: JDCAX offers higher current income.

What is the dividend yield difference between JDCAX and XYLD?

JDCAX has a forward dividend yield of 14.90% ($6.97/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 3.92 percentage points.

Home › Compare › JDCAX vs XYLD

JDCAX vs XYLD: Dividend Comparison 2026

JDCAX yields 14.90% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 JDCAX wins by $27.8K in total portfolio value

INVESTMENT

TIME HORIZON10 years

JDCAX

● Live price

14.90%

Share price

$46.77

Annual div

$6.97

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$53.1K

Annual income

$3,739.32

Full JDCAX calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — JDCAX vs XYLD

📍 JDCAX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	JDCAX	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, JDCAX + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

JDCAX pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

JDCAX

Annual income on $10K today (after 15% tax)

$1,266.17/yr

After 10yr DRIP, annual income (after tax)

$3,178.42/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, JDCAX beats the other by $442.26/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of JDCAX + XYLD for your $10,000?

JDCAX: 50%XYLD: 50%

100% XYLD50/50100% JDCAX

Portfolio after 10yr

$39.2K

Annual income

$3,479.17/yr

Blended yield

8.88%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

JDCAX buys

XYLD buys

No recent congressional trades found for JDCAX or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricJDCAXXYLD

Forward yield	14.90% ✓	10.98%
Annual dividend / share	$6.97 ✓	$4.30
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$53.1K ✓	$25.3K
Annual income after 10y	$3,739.32 ✓	$3,219.02
Total dividends collected	$25.6K ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: JDCAX vs XYLD ($10,000, DRIP)

Year	JDCAX Portfolio	JDCAX Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$12,190	$1,489.62	$10,818	$1,098.39	+$1.4K → JDCAX
2	$14,740	$1,697.00	$11,738	$1,222.51	+$3.0K → JDCAX
3	$17,689	$1,917.79	$12,774	$1,364.64	+$4.9K → JDCAX
4	$21,079	$2,150.99	$13,944	$1,527.86	+$7.1K → JDCAX
5	$24,950	$2,395.43	$15,270	$1,715.87	+$9.7K → JDCAX
6	$29,346	$2,649.85	$16,775	$1,933.09	+$12.6K → JDCAX
7	$34,313	$2,912.87	$18,490	$2,184.87	+$15.8K → JDCAX
8	$39,898	$3,183.08	$20,450	$2,477.63	+$19.4K → JDCAX
9	$46,150	$3,459.05	$22,697	$2,819.19	+$23.5K → JDCAX
10	$53,120	$3,739.32	$25,280	$3,219.02	+$27.8K → JDCAX

JDCAX vs XYLD: Complete Analysis 2026

JDCAX — Stock

The fund pursues its investment objective by normally investing primarily in a core group of 30-40 common stocks selected for their growth potential. It may invest in companies of any size, but will invest primarily in larger, well-established companies. The fund may also invest in foreign securities, which may include investments in emerging markets. It is non-diversified.

Full JDCAX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.