Is JDFRX or RYLD a better dividend investment in 2026?

JDFRX currently yields 4.11% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: RYLD offers higher current income.

What is the dividend yield difference between JDFRX and RYLD?

JDFRX has a forward dividend yield of 4.11% ($0.38/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 8.03 percentage points.

Home › Compare › JDFRX vs RYLD

JDFRX vs RYLD: Dividend Comparison 2026

JDFRX yields 4.11% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RYLD wins by $18.4K in total portfolio value

INVESTMENT

TIME HORIZON10 years

JDFRX

● Live price

4.11%

Share price

$9.30

Annual div

$0.38

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$26.2K

Annual income

$535.82

Full JDFRX calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — JDFRX vs RYLD

📍 RYLD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	JDFRX	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, JDFRX + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

—

Jul

—

Aug

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Sep

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Oct

—

Nov

—

Dec

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JDFRX pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

JDFRX

Annual income on $10K today (after 15% tax)

$349.75/yr

After 10yr DRIP, annual income (after tax)

$455.45/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, RYLD beats the other by $1,743.80/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of JDFRX + RYLD for your $10,000?

JDFRX: 50%RYLD: 50%

100% RYLD50/50100% JDFRX

Portfolio after 10yr

$35.3K

Annual income

$1,561.58/yr

Blended yield

4.42%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

JDFRX buys

RYLD buys

No recent congressional trades found for JDFRX or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricJDFRXRYLD

Forward yield	4.11%	12.14% ✓
Annual dividend / share	$0.38	$1.81 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$26.2K	$44.5K ✓
Annual income after 10y	$535.82	$2,587.35 ✓
Total dividends collected	$4.8K	$18.8K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: JDFRX vs RYLD ($10,000, DRIP)

Year	JDFRX Portfolio	JDFRX Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$11,111	$411.47	$11,914	$1,213.65	$803.00 → RYLD
2	$12,317	$427.30	$14,099	$1,351.30	$1.8K → RYLD
3	$13,621	$442.65	$16,580	$1,494.55	$3.0K → RYLD
4	$15,032	$457.52	$19,384	$1,642.61	$4.4K → RYLD
5	$16,557	$471.88	$22,535	$1,794.70	$6.0K → RYLD
6	$18,201	$485.73	$26,063	$1,950.00	$7.9K → RYLD
7	$19,974	$499.05	$29,995	$2,107.69	$10.0K → RYLD
8	$21,884	$511.83	$34,361	$2,266.99	$12.5K → RYLD
9	$23,940	$524.09	$39,194	$2,427.12	$15.3K → RYLD
10	$26,152	$535.82	$44,525	$2,587.35	$18.4K → RYLD

JDFRX vs RYLD: Complete Analysis 2026

JDFRX — Stock

The fund normally invests at least 80% of its net assets (plus any borrowings for investment purposes) in bonds. Bonds include, but are not limited to, government notes and bonds, corporate bonds, commercial and residential mortgage-backed securities, asset-backed securities, credit risk transfer securities (“CRTs”), and money market instruments. It will invest at least 65% of its net assets in investment grade debt securities. The fund will limit its investment in high-yield/high-risk bonds (also known as "junk" bonds) to 35% or less of its net assets.

Full JDFRX Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.