Is JDIV or XYLD a better dividend investment in 2026?

JDIV currently yields 2.95% with a 5% 5-year dividend growth rate. XYLD yields 11.20% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between JDIV and XYLD?

JDIV has a forward dividend yield of 2.95% ($1.51/share annually). XYLD yields 11.20% ($4.30/share annually). The yield gap is 8.25 percentage points.

Home › Compare › JDIV vs XYLD

JDIV vs XYLD: Dividend Comparison 2026

JDIV yields 2.95% · XYLD yields 11.20%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 XYLD wins by $1.7K in total portfolio value· pulled ahead in Year 8

INVESTMENT

TIME HORIZON10 years

JDIV

● Live price

2.95%

Share price

$51.25

Annual div

$1.51

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.2K

Annual income

$357.23

Full JDIV calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

11.20%

Share price

$38.36

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.9K

Annual income

$3,351.03

Full XYLD calculator →

Portfolio growth — JDIV vs XYLD

📍 XYLD pulled ahead of the other in Year 8

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	JDIV	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, JDIV + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

JDIV pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

JDIV

Annual income on $10K today (after 15% tax)

$251.02/yr

After 10yr DRIP, annual income (after tax)

$303.65/yr

XYLD

Annual income on $10K today (after 15% tax)

$952.37/yr

After 10yr DRIP, annual income (after tax)

$2,848.38/yr

At 15% tax rate, XYLD beats the other by $2,544.73/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of JDIV + XYLD for your $10,000?

JDIV: 50%XYLD: 50%

100% XYLD50/50100% JDIV

Portfolio after 10yr

$25.0K

Annual income

$1,854.13/yr

Blended yield

7.41%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

JDIV buys

XYLD buys

No recent congressional trades found for JDIV or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricJDIVXYLD

Forward yield	2.95%	11.20% ✓
Annual dividend / share	$1.51	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$24.2K	$25.9K ✓
Annual income after 10y	$357.23	$3,351.03 ✓
Total dividends collected	$3.3K	$20.2K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: JDIV vs XYLD ($10,000, DRIP)

Year	JDIV Portfolio	JDIV Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1	$10,995	$295.32	$10,840	$1,120.44	+$155.00 → JDIV
2	$12,068	$303.47	$11,786	$1,249.59	+$282.00 → JDIV
3	$13,225	$311.30	$12,854	$1,397.78	+$371.00 → JDIV
4	$14,469	$318.81	$14,063	$1,568.33	+$406.00 → JDIV
5	$15,808	$325.99	$15,434	$1,765.19	+$374.00 → JDIV
6	$17,247	$332.85	$16,995	$1,993.14	+$252.00 → JDIV
7	$18,794	$339.40	$18,777	$2,257.95	+$17.00 → JDIV
8← crossover	$20,455	$345.65	$20,818	$2,566.58	$363.00 → XYLD
9	$22,239	$351.59	$23,163	$2,927.50	$924.00 → XYLD
10	$24,153	$357.23	$25,865	$3,351.03	$1.7K → XYLD

JDIV vs XYLD: Complete Analysis 2026

JDIV — Stock

Under normal circumstances, the fund will invest at least 80% of its assets in dividend-paying equity securities and equity-related instruments of companies that the adviser believes are leaders in terms of their ability to, over time, (i) grow their dividends, and/or (ii) maintain high dividend payouts, in each case relative to the companies included in the fund’s benchmark, the MSCI ACWI Index.

Full JDIV Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

📬

Get this JDIV vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

JDIV vs SCHD JDIV vs JEPI JDIV vs O JDIV vs KO JDIV vs MAIN JDIV vs QYLD JDIV vs JEPQ JDIV vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.