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JEPQ vs CMS: Dividend Comparison 2026

JEPQ yields 8.21% · CMS yields 4.00% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 JEPQ wins by $15.2K in total portfolio value
10 years
JEPQ
JPMorgan Nasdaq Equity Premium Income ETF
8.21%
Share price
$54.80
Annual div
$4.50
5Y div CAGR
5%
Payout ratio
75%
After 10 yrs · $10,000 · DRIP
Portfolio value
$43.2K
Annual income
$2,477.16
Full JEPQ calculator →
CMS
CMS
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full CMS calculator →

Portfolio growth — JEPQ vs CMS

Annual dividend income

MetricJEPQCMS
Forward yield8.21%4.00%
Annual dividend / share$4.50$2.00
Payout ratio75%50%
1-year div growth2.1%5%
5-year div CAGR5%5%
Portfolio after 10y$43.2K$28.0K
Annual income after 10y$2,477.16$899.19
Total dividends collected$15.6K$6.4K
Payment frequencymonthlyquarterly
SectorETFUtilities

Year-by-year: JEPQ vs CMS ($10,000, DRIP)

YearJEPQ PortfolioJEPQ Income/yrCMS PortfolioCMS Income/yrGap
1$11,682$862.23$11,120$420.00+$562.00JEPQ
2$13,618$977.48$12,357$458.31+$1.3KJEPQ
3$15,840$1,105.73$13,721$499.76+$2.1KJEPQ
4$18,387$1,248.14$15,227$544.58+$3.2KJEPQ
5$21,301$1,405.99$16,885$593.02+$4.4KJEPQ
6$24,628$1,580.62$18,713$645.34+$5.9KJEPQ
7$28,421$1,773.47$20,724$701.81+$7.7KJEPQ
8$32,738$1,986.07$22,938$762.73+$9.8KJEPQ
9$37,642$2,220.06$25,372$828.41+$12.3KJEPQ
10$43,206$2,477.16$28,047$899.19+$15.2KJEPQ

JEPQ vs CMS: Complete Analysis 2026

JEPQETF

JEPQ applies JEPI's covered call strategy to Nasdaq 100 stocks, providing high monthly income with tech sector exposure. Higher growth potential than JEPI with comparable income. With $15B+ in AUM, it's rapidly becoming a favorite for growth-income hybrid investors.

Full JEPQ Calculator →

CMSUtilities

CMS is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in CMS shares.

Full CMS Calculator →

Frequently Asked Questions

Is JEPQ or CMS better for dividend income in 2026?
JEPQ currently offers a 8.21% yield (4.50/share/year) while CMS offers 4.00% (2.00/share/year). JEPQ provides higher current income. However, CMS has grown its dividend faster (5% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in JEPQ vs CMS earn per year?
With $10,000 invested today: JEPQ pays approximately $821/year. CMS pays approximately $400/year. With DRIP reinvestment over 10 years, these grow to $2,477/year (JEPQ) and $899/year (CMS).
Does JEPQ or CMS pay monthly dividends?
JEPQ pays monthly dividends. CMS pays quarterly dividends. JEPQ pays monthly, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.