HomeCompareJFBC vs CL

JFBC vs CL: Dividend Comparison 2026

JFBC yields 4.07% · CL yields 2.43%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 JFBC wins by $84.38M in total portfolio value
10 years
JFBC
JFBC
● Live price
4.07%
Share price
$27.00
Annual div
$1.10
5Y div CAGR
83.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$84.42M
Annual income
$75,867,313.39
Full JFBC calculator →
CL
CL
● Live price
2.43%
Share price
$85.73
Annual div
$2.08
5Y div CAGR
28.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$40.8K
Annual income
$5,401.96
Full CL calculator →

Portfolio growth — JFBC vs CL

📍 JFBC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodJFBCCL
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, JFBC + CL cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
JFBC pays
CL pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

JFBC
Annual income on $10K today (after 15% tax)
$346.30/yr
After 10yr DRIP, annual income (after tax)
$64,487,216.38/yr
CL
Annual income on $10K today (after 15% tax)
$206.23/yr
After 10yr DRIP, annual income (after tax)
$4,591.67/yr
At 15% tax rate, JFBC beats the other by $64,482,624.72/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of JFBC + CL for your $10,000?

JFBC: 50%CL: 50%
100% CL50/50100% JFBC
Portfolio after 10yr
$42.23M
Annual income
$37,936,357.68/yr
Blended yield
89.83%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on CL right now

JFBC
No analyst data
Altman Z
0.6
Piotroski
3/9
CL
Analyst Ratings
17
Buy
24
Hold
2
Sell
Consensus: Hold
Price Target
$92.45
+7.8% upside vs current
Range: $85.00 — $100.00
Altman Z
4.5
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

JFBC buys
0
CL buys
0
No recent congressional trades found for JFBC or CL in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricJFBCCL
Forward yield4.07%2.43%
Annual dividend / share$1.10$2.08
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR83.3%28.6%
Portfolio after 10y$84.42M$40.8K
Annual income after 10y$75,867,313.39$5,401.96
Total dividends collected$83.73M$18.0K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: JFBC vs CL ($10,000, DRIP)

YearJFBC PortfolioJFBC Income/yrCL PortfolioCL Income/yrGap
1← crossover$11,447$746.78$11,012$312.01+$435.00JFBC
2$13,712$1,464.38$12,196$412.95+$1.5KJFBC
3$17,677$3,005.13$13,599$549.66+$4.1KJFBC
4$25,551$6,636.61$15,288$736.64+$10.3KJFBC
5$43,773$16,433.19$17,353$995.28+$26.4KJFBC
6$95,065$48,227.38$19,926$1,357.80+$75.1KJFBC
7$281,144$179,425.07$23,194$1,873.82+$257.9KJFBC
8$1,209,841$909,016.15$27,439$2,621.52+$1.18MJFBC
9$7,995,675$6,701,145.54$33,088$3,727.38+$7.96MJFBC
10$84,422,686$75,867,313.39$40,806$5,401.96+$84.38MJFBC

JFBC vs CL: Complete Analysis 2026

JFBCStock

Jeffersonville Bancorp operates as the bank holding company for Jeff Bank that provides community banking services to individuals, small businesses, and local municipal governments primarily in Sullivan County, New York. The company offers various deposit products, such as checking, money market, savings, NOW, and retirement accounts, as well as demand and time deposits. It also provides personal loan products, such as auto/RV/motorcycle/boat, home improvement, debt consolidation, check, and other financing; and business loans, including commercial real estate, commercial lines of credit, short-term notes, installment, and commercial vehicle/equipment loans, as well as agricultural and construction loans. In addition, the company offers an array of mortgage products, including residential, home equity lines of credit, construction, vacant land, manufactured homes, mobile homes, and seasonal homes. Further, it provides credit and debit cards; business services, including electronic deposits and withdrawals, and remote check deposits for business customers; and online/mobile banking services. As of February 8, 2022, it had 12 full-service branches in Sullivan and Orange County, New York located in Anawana Lake Road/Monticello, Eldred, Callicoon, Jeffersonville, Liberty, Livingston Manor, Loch Sheldrake, Monticello, Narrowsburg, Port Jervis, White Lake, and Wurtsboro. The company was founded in 1913 and is based in Jeffersonville, New York.

Full JFBC Calculator →

CLConsumer Staples

Colgate-Palmolive Company, together with its subsidiaries, manufactures and sells consumer products worldwide. The company operates through two segments, Oral, Personal and Home Care; and Pet Nutrition. The Oral, Personal and Home Care segment offers toothpaste, toothbrushes, mouthwash, bar and liquid hand soaps, shower gels, shampoos, conditioners, deodorants and antiperspirants, skin health products, dishwashing detergents, fabric conditioners, household cleaners, and other related items. This segment markets and sells its products under various brands, which include Colgate, Darlie, elmex, hello, meridol, Sorriso, Tom's of Maine, Irish Spring, Palmolive, Protex, Sanex, Softsoap, Lady Speed Stick, Speed Stick, EltaMD, Filorga, PCA SKIN, Ajax, Axion, Fabuloso, Murphy, Suavitel, Soupline, and Cuddly to a range of traditional and eCommerce retailers, wholesalers, and distributors. It also includes pharmaceutical products for dentists and other oral health professionals. The Pet Nutrition segment offers pet nutrition products for everyday nutritional needs under the Hill's Science Diet brand; and a range of therapeutic products to manage disease conditions in dogs and cats under the Hill's Prescription Diet brand. This segment markets and sells its products through pet supply retailers, veterinarians, and eCommerce retailers. Colgate-Palmolive Company was founded in 1806 and is headquartered in New York, New York.

Full CL Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.