HomeCompareJFBC vs DIVO

JFBC vs DIVO: Dividend Comparison 2026

JFBC yields 4.08% · DIVO yields 6.49%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 JFBC wins by $85.26M in total portfolio value
10 years
JFBC
JFBC
● Live price
4.08%
Share price
$26.94
Annual div
$1.10
5Y div CAGR
83.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$85.29M
Annual income
$76,667,108.42
Full JFBC calculator →
DIVO
DIVO
● Live price
6.49%
Share price
$44.85
Annual div
$2.91
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$30.7K
Annual income
$981.68
Full DIVO calculator →

Portfolio growth — JFBC vs DIVO

📍 JFBC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodJFBCDIVO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, JFBC + DIVO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
JFBC pays
DIVO pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

JFBC
Annual income on $10K today (after 15% tax)
$347.07/yr
After 10yr DRIP, annual income (after tax)
$65,167,042.16/yr
DIVO
Annual income on $10K today (after 15% tax)
$552.00/yr
After 10yr DRIP, annual income (after tax)
$834.43/yr
At 15% tax rate, JFBC beats the other by $65,166,207.73/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of JFBC + DIVO for your $10,000?

JFBC: 50%DIVO: 50%
100% DIVO50/50100% JFBC
Portfolio after 10yr
$42.66M
Annual income
$38,334,045.05/yr
Blended yield
89.86%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

JFBC buys
0
DIVO buys
0
No recent congressional trades found for JFBC or DIVO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricJFBCDIVO
Forward yield4.08%6.49%
Annual dividend / share$1.10$2.91
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR83.3%0%
Portfolio after 10y$85.29M$30.7K
Annual income after 10y$76,667,108.42$981.68
Total dividends collected$84.60M$8.2K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: JFBC vs DIVO ($10,000, DRIP)

YearJFBC PortfolioJFBC Income/yrDIVO PortfolioDIVO Income/yrGap
1← crossover$11,448$748.44$11,349$649.42+$99.00JFBC
2$13,718$1,467.85$12,833$688.83+$885.00JFBC
3$17,691$3,012.98$14,459$727.90+$3.2KJFBC
4$25,586$6,656.46$16,238$766.49+$9.3KJFBC
5$43,869$16,491.88$18,179$804.47+$25.7KJFBC
6$95,379$48,440.07$20,293$841.71+$75.1KJFBC
7$282,476$180,419.98$22,591$878.14+$259.9KJFBC
8$1,217,605$915,355.82$25,087$913.65+$1.19MJFBC
9$8,062,010$6,759,172.61$27,791$948.18+$8.03MJFBC
10$85,293,459$76,667,108.42$30,718$981.68+$85.26MJFBC

JFBC vs DIVO: Complete Analysis 2026

JFBCStock

Jeffersonville Bancorp operates as the bank holding company for Jeff Bank that provides community banking services to individuals, small businesses, and local municipal governments primarily in Sullivan County, New York. The company offers various deposit products, such as checking, money market, savings, NOW, and retirement accounts, as well as demand and time deposits. It also provides personal loan products, such as auto/RV/motorcycle/boat, home improvement, debt consolidation, check, and other financing; and business loans, including commercial real estate, commercial lines of credit, short-term notes, installment, and commercial vehicle/equipment loans, as well as agricultural and construction loans. In addition, the company offers an array of mortgage products, including residential, home equity lines of credit, construction, vacant land, manufactured homes, mobile homes, and seasonal homes. Further, it provides credit and debit cards; business services, including electronic deposits and withdrawals, and remote check deposits for business customers; and online/mobile banking services. As of February 8, 2022, it had 12 full-service branches in Sullivan and Orange County, New York located in Anawana Lake Road/Monticello, Eldred, Callicoon, Jeffersonville, Liberty, Livingston Manor, Loch Sheldrake, Monticello, Narrowsburg, Port Jervis, White Lake, and Wurtsboro. The company was founded in 1913 and is based in Jeffersonville, New York.

Full JFBC Calculator →

DIVOETF

DIVO is an ETF of high-quality large cap companies with a history of dividend and earnings growth, along with a tactical covered call* strategy on individual stocks. DIVO is strategically designed to offer high levels of total return on a risk-adjusted basis.

Full DIVO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.