HomeCompareJFBC vs VIG

JFBC vs VIG: Dividend Comparison 2026

JFBC yields 4.07% · VIG yields 1.61%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 JFBC wins by $84.39M in total portfolio value
10 years
JFBC
JFBC
● Live price
4.07%
Share price
$27.00
Annual div
$1.10
5Y div CAGR
83.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$84.42M
Annual income
$75,867,313.39
Full JFBC calculator →
VIG
Vanguard Dividend Appreciation ETF
● Live price
1.61%
Share price
$215.06
Annual div
$3.45
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$32.3K
Annual income
$175.21
Full VIG calculator →

Portfolio growth — JFBC vs VIG

📍 JFBC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodJFBCVIG
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, JFBC + VIG cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
JFBC pays
VIG pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

JFBC
Annual income on $10K today (after 15% tax)
$346.30/yr
After 10yr DRIP, annual income (after tax)
$64,487,216.38/yr
VIG
Annual income on $10K today (after 15% tax)
$136.50/yr
After 10yr DRIP, annual income (after tax)
$148.93/yr
At 15% tax rate, JFBC beats the other by $64,487,067.45/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of JFBC + VIG for your $10,000?

JFBC: 50%VIG: 50%
100% VIG50/50100% JFBC
Portfolio after 10yr
$42.23M
Annual income
$37,933,744.30/yr
Blended yield
89.83%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

JFBC buys
0
VIG buys
9
PoliticianChamberTickerTypeAmountDate
Thomas R. Carper🏛 Senate$VIG▲ Buy$1,001 - $15,0002024-05-16
Lindsey Graham🏛 Senate$VIG▼ Sell$15,001 - $50,0002024-01-26
Lindsey Graham🏛 Senate$VIG▼ Sell$15,001 - $50,0002024-01-26
Lindsey Graham🏛 Senate$VIG▼ Sell$15,001 - $50,0002023-12-28
Ro Khanna🏢 House$VIG▼ Sell$15,001 - $50,0002023-05-04
K. Michael Conaway🏢 House$VIG▲ Buy$50,001 - $100,0002020-12-10
K. Michael Conaway🏢 House$VIG▲ Buy$50,001 - $100,0002020-12-10
Joe Courtney🏢 House$VIG▼ Sell$1,001 - $15,0002020-10-09
K. Michael Conaway🏢 House$VIG▼ Sell$50,001 - $100,0002020-09-08
K. Michael Conaway🏢 House$VIG▲ Buy$15,001 - $50,0002020-05-19
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricJFBCVIG
Forward yield4.07%1.61%
Annual dividend / share$1.10$3.45
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR83.3%0%
Portfolio after 10y$84.42M$32.3K
Annual income after 10y$75,867,313.39$175.21
Total dividends collected$83.73M$1.7K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: JFBC vs VIG ($10,000, DRIP)

YearJFBC PortfolioJFBC Income/yrVIG PortfolioVIG Income/yrGap
1← crossover$11,447$746.78$11,301$160.59+$146.00JFBC
2$13,712$1,464.38$12,752$162.91+$960.00JFBC
3$17,677$3,005.13$14,370$165.02+$3.3KJFBC
4$25,551$6,636.61$16,176$166.93+$9.4KJFBC
5$43,773$16,433.19$18,188$168.67+$25.6KJFBC
6$95,065$48,227.38$20,432$170.25+$74.6KJFBC
7$281,144$179,425.07$22,933$171.68+$258.2KJFBC
8$1,209,841$909,016.15$25,720$172.98+$1.18MJFBC
9$7,995,675$6,701,145.54$28,827$174.15+$7.97MJFBC
10$84,422,686$75,867,313.39$32,288$175.21+$84.39MJFBC

JFBC vs VIG: Complete Analysis 2026

JFBCStock

Jeffersonville Bancorp operates as the bank holding company for Jeff Bank that provides community banking services to individuals, small businesses, and local municipal governments primarily in Sullivan County, New York. The company offers various deposit products, such as checking, money market, savings, NOW, and retirement accounts, as well as demand and time deposits. It also provides personal loan products, such as auto/RV/motorcycle/boat, home improvement, debt consolidation, check, and other financing; and business loans, including commercial real estate, commercial lines of credit, short-term notes, installment, and commercial vehicle/equipment loans, as well as agricultural and construction loans. In addition, the company offers an array of mortgage products, including residential, home equity lines of credit, construction, vacant land, manufactured homes, mobile homes, and seasonal homes. Further, it provides credit and debit cards; business services, including electronic deposits and withdrawals, and remote check deposits for business customers; and online/mobile banking services. As of February 8, 2022, it had 12 full-service branches in Sullivan and Orange County, New York located in Anawana Lake Road/Monticello, Eldred, Callicoon, Jeffersonville, Liberty, Livingston Manor, Loch Sheldrake, Monticello, Narrowsburg, Port Jervis, White Lake, and Wurtsboro. The company was founded in 1913 and is based in Jeffersonville, New York.

Full JFBC Calculator →

VIGETF

Seeks to track the performance of the S&P U.S. Dividend Growers Index.Passively managed, full-replication approach.Fund remains fully invested.Large-cap equity, emphasizing stocks with a record of growing their dividends year over year.Low expenses minimize net tracking error.With respect to 75% of its total assets, the fund may not: (1) purchase more than 10% of the outstanding voting securities of any one issuer or (2) purchase securities of any issuer if, as a result, more than 5% of the fund’s total assets would be invested in that issuer’s securities; except as may be necessary to approximate the composition of its target index. This limitation does not apply to obligations of the U.S. government or its agencies or instrumentalities.

Full VIG Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.