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JFIVX vs SCHD: Dividend Comparison 2026

JFIVX yields 2.75% · SCHD yields 3.44%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $5.1K in total portfolio value
10 years
JFIVX
JFIVX
● Live price
2.75%
Share price
$64.66
Annual div
$1.78
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$23.8K
Annual income
$328.79
Full JFIVX calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — JFIVX vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodJFIVXSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, JFIVX + SCHD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
JFIVX pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

JFIVX
Annual income on $10K today (after 15% tax)
$234.01/yr
After 10yr DRIP, annual income (after tax)
$279.47/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, SCHD beats the other by $79.75/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of JFIVX + SCHD for your $10,000?

JFIVX: 50%SCHD: 50%
100% SCHD50/50100% JFIVX
Portfolio after 10yr
$26.4K
Annual income
$375.70/yr
Blended yield
1.42%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

JFIVX buys
0
SCHD buys
0
No recent congressional trades found for JFIVX or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricJFIVXSCHD
Forward yield2.75%3.44% ✓
Annual dividend / share$1.78 ✓$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$23.8K$29.0K ✓
Annual income after 10y$328.79$422.61 ✓
Total dividends collected$3.0K$3.9K ✓
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: JFIVX vs SCHD ($10,000, DRIP)

YearJFIVX PortfolioJFIVX Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$10,975$275.30$11,224$344.10$249.00 → SCHD
2$12,026$282.39$12,567$354.98$541.00 → SCHD
3$13,157$289.18$14,038$365.30$881.00 → SCHD
4$14,374$295.68$15,648$375.06$1.3K → SCHD
5$15,682$301.89$17,410$384.27$1.7K → SCHD
6$17,087$307.81$19,335$392.95$2.2K → SCHD
7$18,597$313.46$21,437$401.10$2.8K → SCHD
8$20,217$318.83$23,733$408.75$3.5K → SCHD
9$21,957$323.94$26,237$415.91$4.3K → SCHD
10$23,822$328.79$28,968$422.61$5.1K → SCHD

JFIVX vs SCHD: Complete Analysis 2026

JFIVX — Stock

JFIVX is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in JFIVX shares.

Full JFIVX Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.