Is JFLI or QYLD a better dividend investment in 2026?

JFLI currently yields 8.56% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between JFLI and QYLD?

JFLI has a forward dividend yield of 8.56% ($4.29/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 3.36 percentage points.

Home › Compare › JFLI vs QYLD

JFLI vs QYLD: Dividend Comparison 2026

JFLI yields 8.56% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 JFLI wins by $9.8K in total portfolio value

INVESTMENT

TIME HORIZON10 years

JFLI

● Live price

8.56%

Share price

$50.17

Annual div

$4.29

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$35.2K

Annual income

$1,469.09

Full JFLI calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — JFLI vs QYLD

📍 JFLI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	JFLI	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, JFLI + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

JFLI pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

JFLI

Annual income on $10K today (after 15% tax)

$727.35/yr

After 10yr DRIP, annual income (after tax)

$1,248.73/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $3,561.69/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of JFLI + QYLD for your $10,000?

JFLI: 50%QYLD: 50%

100% QYLD50/50100% JFLI

Portfolio after 10yr

$30.3K

Annual income

$3,564.20/yr

Blended yield

11.76%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

JFLI buys

QYLD buys

No recent congressional trades found for JFLI or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricJFLIQYLD

Forward yield	8.56%	11.92% ✓
Annual dividend / share	$4.29 ✓	$2.04
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$35.2K ✓	$25.4K
Annual income after 10y	$1,469.09	$5,659.31 ✓
Total dividends collected	$11.6K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: JFLI vs QYLD ($10,000, DRIP)

Year	JFLI Portfolio	JFLI Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,556	$855.71	$10,352	$1,192.36	+$1.2K → JFLI
2	$13,289	$924.14	$10,830	$1,347.57	+$2.5K → JFLI
3	$15,212	$993.22	$11,460	$1,539.07	+$3.8K → JFLI
4	$17,340	$1,062.59	$12,275	$1,777.84	+$5.1K → JFLI
5	$19,685	$1,131.96	$13,323	$2,078.95	+$6.4K → JFLI
6	$22,264	$1,201.02	$14,667	$2,463.34	+$7.6K → JFLI
7	$25,092	$1,269.51	$16,396	$2,960.57	+$8.7K → JFLI
8	$28,186	$1,337.16	$18,631	$3,612.97	+$9.6K → JFLI
9	$31,563	$1,403.75	$21,548	$4,482.15	+$10.0K → JFLI
10	$35,241	$1,469.09	$25,398	$5,659.31	+$9.8K → JFLI

JFLI vs QYLD: Complete Analysis 2026

JFLI — Stock

The fund has significant flexibility to achieve its investment objective and invests in a broad range of income-producing securities, including debt and equity securities in the U.S. and other markets throughout the world, both developed and emerging. The manager currently intends to gain exposure to debt securities principally through investments in underlying funds, including mutual funds and/or ETFs within the same group of investment companies (i.e., J.P. Morgan Funds).

Full JFLI Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.