Is JFNCX or SCHD a better dividend investment in 2026?

JFNCX currently yields 5.32% with a 5% 5-year dividend growth rate. SCHD yields 3.46% with 13.05% growth. The better choice depends on your goal: JFNCX offers higher current income.

What is the dividend yield difference between JFNCX and SCHD?

JFNCX has a forward dividend yield of 5.32% ($3.33/share annually). SCHD yields 3.46% ($1.06/share annually). The yield gap is 1.86 percentage points.

Home › Compare › JFNCX vs SCHD

JFNCX vs SCHD: Dividend Comparison 2026

JFNCX yields 5.32% · SCHD yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SCHD wins by $636.00 in total portfolio value· pulled ahead in Year 3

INVESTMENT

TIME HORIZON10 years

JFNCX

● Live price

5.32%

Share price

$62.67

Annual div

$3.33

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.4K

Annual income

$746.53

Full JFNCX calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.46%

Share price

$30.48

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$425.95

Full SCHD calculator →

Portfolio growth — JFNCX vs SCHD

📍 SCHD pulled ahead of the other in Year 3

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	JFNCX	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, JFNCX + SCHD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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JFNCX pays

SCHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

JFNCX

Annual income on $10K today (after 15% tax)

$451.82/yr

After 10yr DRIP, annual income (after tax)

$634.55/yr

SCHD

Annual income on $10K today (after 15% tax)

$294.40/yr

After 10yr DRIP, annual income (after tax)

$362.06/yr

At 15% tax rate, JFNCX beats the other by $272.49/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of JFNCX + SCHD for your $10,000?

JFNCX: 50%SCHD: 50%

100% SCHD50/50100% JFNCX

Portfolio after 10yr

$28.7K

Annual income

$586.23/yr

Blended yield

2.04%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

JFNCX buys

SCHD buys

Politician	Chamber	Ticker	Type	Amount	Date
Virginia Foxx	🏢 House	$SCHD	▼ Sell	$50,001 - $100,000	2023-03-08
Steve Cohen	🏢 House	$SCHD	▲ Buy	$50,001 - $100,000	2022-07-29
Hakeem S. Jeffries	🏢 House	$SCHD	▲ Buy	$15,001 - $50,000	2021-04-12
Mikie Sherrill	🏢 House	$SCHD	▲ Buy	$100,001 - $250,000	2020-02-21

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricJFNCXSCHD

Forward yield	5.32% ✓	3.46%
Annual dividend / share	$3.33 ✓	$1.06
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$28.4K	$29.0K ✓
Annual income after 10y	$746.53 ✓	$425.95
Total dividends collected	$6.4K ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: JFNCX vs SCHD ($10,000, DRIP)

Year	JFNCX Portfolio	JFNCX Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1	$11,232	$531.55	$11,226	$346.36	+$6.00 → JFNCX
2	$12,576	$557.96	$12,572	$357.38	+$4.00 → JFNCX
3← crossover	$14,040	$583.86	$14,046	$367.84	$6.00 → SCHD
4	$15,632	$609.20	$15,660	$377.73	$28.00 → SCHD
5	$17,360	$633.90	$17,425	$387.07	$65.00 → SCHD
6	$19,233	$657.92	$19,354	$395.86	$121.00 → SCHD
7	$21,261	$681.23	$21,461	$404.13	$200.00 → SCHD
8	$23,453	$703.78	$23,762	$411.89	$309.00 → SCHD
9	$25,820	$725.55	$26,272	$419.15	$452.00 → SCHD
10	$28,374	$746.53	$29,010	$425.95	$636.00 → SCHD

JFNCX vs SCHD: Complete Analysis 2026

JFNCX — Stock

The investment seeks long-term growth of capital. The fund pursues its investment objective by investing, under normal circumstances, at least 80% of its net assets (plus any borrowings for investment purposes) in securities of companies that the portfolio managers believe have a life science orientation. In the fund's pursuit of companies with a life science orientation, the fund has a fundamental policy to normally invest at least 25% of its total assets in securities of companies that are categorized in the "life sciences" sector.

Full JFNCX Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.