Is JFNIX or VYM a better dividend investment in 2026?

JFNIX currently yields 4.89% with a 5% 5-year dividend growth rate. VYM yields 2.37% with 7.8% growth. The better choice depends on your goal: JFNIX offers higher current income.

What is the dividend yield difference between JFNIX and VYM?

JFNIX has a forward dividend yield of 4.89% ($3.71/share annually). VYM yields 2.37% ($3.51/share annually). The yield gap is 2.52 percentage points.

Home › Compare › JFNIX vs VYM

JFNIX vs VYM: Dividend Comparison 2026

JFNIX yields 4.89% · VYM yields 2.37%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 VYM wins by $192.00 in total portfolio value· pulled ahead in Year 9

INVESTMENT

TIME HORIZON10 years

JFNIX

● Live price

4.89%

Share price

$75.80

Annual div

$3.71

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.6K

Annual income

$669.47

Full JFNIX calculator →

VYM

Vanguard High Dividend Yield ETF

● Live price

2.37%

Share price

$148.10

Annual div

$3.51

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$272.94

Full VYM calculator →

Portfolio growth — JFNIX vs VYM

📍 VYM pulled ahead of the other in Year 9

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	JFNIX	VYM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, JFNIX + VYM cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

JFNIX pays

VYM pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

JFNIX

Annual income on $10K today (after 15% tax)

$416.03/yr

After 10yr DRIP, annual income (after tax)

$569.05/yr

VYM

Annual income on $10K today (after 15% tax)

$201.60/yr

After 10yr DRIP, annual income (after tax)

$232.00/yr

At 15% tax rate, JFNIX beats the other by $337.05/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of JFNIX + VYM for your $10,000?

JFNIX: 50%VYM: 50%

100% VYM50/50100% JFNIX

Portfolio after 10yr

$27.7K

Annual income

$471.21/yr

Blended yield

1.70%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

JFNIX buys

VYM buys

No recent congressional trades found for JFNIX or VYM in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricJFNIXVYM

Forward yield	4.89% ✓	2.37%
Annual dividend / share	$3.71 ✓	$3.51
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$27.6K	$27.8K ✓
Annual income after 10y	$669.47 ✓	$272.94
Total dividends collected	$5.8K ✓	$2.6K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: JFNIX vs VYM ($10,000, DRIP)

Year	JFNIX Portfolio	JFNIX Income/yr	VYM Portfolio	VYM Income/yr	Gap
1	$11,189	$489.45	$11,147	$237.17	+$42.00 → JFNIX
2	$12,485	$511.84	$12,404	$242.33	+$81.00 → JFNIX
3	$13,892	$533.72	$13,780	$247.16	+$112.00 → JFNIX
4	$15,420	$555.04	$15,285	$251.67	+$135.00 → JFNIX
5	$17,075	$575.77	$16,932	$255.88	+$143.00 → JFNIX
6	$18,866	$595.86	$18,733	$259.81	+$133.00 → JFNIX
7	$20,802	$615.30	$20,701	$263.46	+$101.00 → JFNIX
8	$22,892	$634.05	$22,852	$266.86	+$40.00 → JFNIX
9← crossover	$25,147	$652.11	$25,201	$270.01	$54.00 → VYM
10	$27,576	$669.47	$27,768	$272.94	$192.00 → VYM

JFNIX vs VYM: Complete Analysis 2026

JFNIX — Stock

The fund pursues its investment objective by investing, under normal circumstances, at least 80% of its net assets (plus any borrowings for investment purposes) in securities of companies that the portfolio manager believes have a life science orientation. In the fund's pursuit of companies with a life science orientation, the fund has a fundamental policy to normally invest at least 25% of its total assets in securities of companies that are categorized in the "life sciences" sector.

Full JFNIX Calculator →

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →

📬

Get this JFNIX vs VYM comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

JFNIX vs SCHD JFNIX vs JEPI JFNIX vs O JFNIX vs KO JFNIX vs MAIN JFNIX vs VIG JFNIX vs DGRO JFNIX vs HDV

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.