Is JFROF or XYLD a better dividend investment in 2026?

JFROF currently yields 2.39% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between JFROF and XYLD?

JFROF has a forward dividend yield of 2.39% ($0.35/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 8.59 percentage points.

Home › Compare › JFROF vs XYLD

JFROF vs XYLD: Dividend Comparison 2026

JFROF yields 2.39% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 JFROF wins by $3.8K in total portfolio value

INVESTMENT

TIME HORIZON10 years

JFROF

● Live price

2.39%

Share price

$14.65

Annual div

$0.35

5Y div CAGR

16.8%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.1K

Annual income

$1,578.47

Full JFROF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — JFROF vs XYLD

📍 JFROF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	JFROF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, JFROF + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

JFROF pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

JFROF

Annual income on $10K today (after 15% tax)

$203.07/yr

After 10yr DRIP, annual income (after tax)

$1,341.70/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $1,394.47/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of JFROF + XYLD for your $10,000?

JFROF: 50%XYLD: 50%

100% XYLD50/50100% JFROF

Portfolio after 10yr

$27.2K

Annual income

$2,398.75/yr

Blended yield

8.82%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on JFROF right now

JFROF

Analyst Ratings

Buy

Consensus: Buy

Altman Z

1.2

Piotroski

7/9

XYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

JFROF buys

XYLD buys

No recent congressional trades found for JFROF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricJFROFXYLD

Forward yield	2.39%	10.98% ✓
Annual dividend / share	$0.35	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	16.8% ✓	0%
Portfolio after 10y	$29.1K ✓	$25.3K
Annual income after 10y	$1,578.47	$3,219.02 ✓
Total dividends collected	$7.6K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: JFROF vs XYLD ($10,000, DRIP)

Year	JFROF Portfolio	JFROF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$10,979	$279.04	$10,818	$1,098.39	+$161.00 → JFROF
2	$12,082	$334.42	$11,738	$1,222.51	+$344.00 → JFROF
3	$13,329	$401.73	$12,774	$1,364.64	+$555.00 → JFROF
4	$14,746	$483.80	$13,944	$1,527.86	+$802.00 → JFROF
5	$16,363	$584.24	$15,270	$1,715.87	+$1.1K → JFROF
6	$18,216	$707.66	$16,775	$1,933.09	+$1.4K → JFROF
7	$20,351	$859.96	$18,490	$2,184.87	+$1.9K → JFROF
8	$22,824	$1,048.75	$20,450	$2,477.63	+$2.4K → JFROF
9	$25,706	$1,283.93	$22,697	$2,819.19	+$3.0K → JFROF
10	$29,084	$1,578.47	$25,280	$3,219.02	+$3.8K → JFROF

JFROF vs XYLD: Complete Analysis 2026

JFROF — Stock

J. Front Retailing Co., Ltd., together with its subsidiaries, operates department stores. The company operates through Department Store Business, Shopping Center (SC) Business, Developer Business, Payment and Finance Business, and Other segments. The Department Store Business segment operates 15 Daimaru and Matsuzakaya stores. The SC Business segment operates 18 shopping complexes and entertainment business that produces movies, theaters, etc. The Developer Business segment develops and leaseholds properties and buildings. The Payment and Finance Business segment is involved in the card renewal and insurance business. The company also engages in the restaurant, wholesale, staffing, merchandise inspection and consulting, parking, direct marketing, and labor dispatch services; import and export activities; and design, supervision, and contracting of construction works. The company was incorporated in 2007 and is based in Tokyo, Japan.

Full JFROF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.