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JHAC vs SCHD: Dividend Comparison 2026

JHAC yields 2.69% · SCHD yields 3.44%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $5.2K in total portfolio value
10 years
JHAC
JHAC
● Live price
2.69%
Share price
$13.26
Annual div
$0.36
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$23.7K
Annual income
$320.05
Full JHAC calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — JHAC vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodJHACSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, JHAC + SCHD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
JHAC pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

JHAC
Annual income on $10K today (after 15% tax)
$228.70/yr
After 10yr DRIP, annual income (after tax)
$272.04/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, SCHD beats the other by $87.18/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of JHAC + SCHD for your $10,000?

JHAC: 50%SCHD: 50%
100% SCHD50/50100% JHAC
Portfolio after 10yr
$26.3K
Annual income
$371.33/yr
Blended yield
1.41%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

JHAC buys
0
SCHD buys
0
No recent congressional trades found for JHAC or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricJHACSCHD
Forward yield2.69%3.44% ✓
Annual dividend / share$0.36$1.06 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$23.7K$29.0K ✓
Annual income after 10y$320.05$422.61 ✓
Total dividends collected$3.0K$3.9K ✓
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: JHAC vs SCHD ($10,000, DRIP)

YearJHAC PortfolioJHAC Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$10,969$269.06$11,224$344.10$255.00 → SCHD
2$12,013$275.82$12,567$354.98$554.00 → SCHD
3$13,136$282.30$14,038$365.30$902.00 → SCHD
4$14,344$288.51$15,648$375.06$1.3K → SCHD
5$15,642$294.43$17,410$384.27$1.8K → SCHD
6$17,037$300.08$19,335$392.95$2.3K → SCHD
7$18,536$305.46$21,437$401.10$2.9K → SCHD
8$20,144$310.57$23,733$408.75$3.6K → SCHD
9$21,869$315.44$26,237$415.91$4.4K → SCHD
10$23,720$320.05$28,968$422.61$5.2K → SCHD

JHAC vs SCHD: Complete Analysis 2026

JHAC — Stock

Long-term capital appreciation

Full JHAC Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.