Is JHBIX or SCHD a better dividend investment in 2026?

JHBIX currently yields 4.61% with a 5% 5-year dividend growth rate. SCHD yields 3.46% with 13.05% growth. The better choice depends on your goal: JHBIX offers higher current income.

What is the dividend yield difference between JHBIX and SCHD?

JHBIX has a forward dividend yield of 4.61% ($0.62/share annually). SCHD yields 3.46% ($1.06/share annually). The yield gap is 1.15 percentage points.

Home › Compare › JHBIX vs SCHD

JHBIX vs SCHD: Dividend Comparison 2026

JHBIX yields 4.61% · SCHD yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SCHD wins by $2.0K in total portfolio value

INVESTMENT

TIME HORIZON10 years

JHBIX

● Live price

4.61%

Share price

$13.48

Annual div

$0.62

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.1K

Annual income

$619.55

Full JHBIX calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.46%

Share price

$30.48

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$425.95

Full SCHD calculator →

Portfolio growth — JHBIX vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	JHBIX	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, JHBIX + SCHD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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JHBIX pays

SCHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

JHBIX

Annual income on $10K today (after 15% tax)

$391.94/yr

After 10yr DRIP, annual income (after tax)

$526.62/yr

SCHD

Annual income on $10K today (after 15% tax)

$294.40/yr

After 10yr DRIP, annual income (after tax)

$362.06/yr

At 15% tax rate, JHBIX beats the other by $164.56/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of JHBIX + SCHD for your $10,000?

JHBIX: 50%SCHD: 50%

100% SCHD50/50100% JHBIX

Portfolio after 10yr

$28.0K

Annual income

$522.75/yr

Blended yield

1.86%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

JHBIX buys

SCHD buys

Politician	Chamber	Ticker	Type	Amount	Date
Virginia Foxx	🏢 House	$SCHD	▼ Sell	$50,001 - $100,000	2023-03-08
Steve Cohen	🏢 House	$SCHD	▲ Buy	$50,001 - $100,000	2022-07-29
Hakeem S. Jeffries	🏢 House	$SCHD	▲ Buy	$15,001 - $50,000	2021-04-12
Mikie Sherrill	🏢 House	$SCHD	▲ Buy	$100,001 - $250,000	2020-02-21

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricJHBIXSCHD

Forward yield	4.61% ✓	3.46%
Annual dividend / share	$0.62	$1.06 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$27.1K	$29.0K ✓
Annual income after 10y	$619.55 ✓	$425.95
Total dividends collected	$5.4K ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: JHBIX vs SCHD ($10,000, DRIP)

Year	JHBIX Portfolio	JHBIX Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$11,161	$461.11	$11,226	$346.36	$65.00 → SCHD
2	$12,423	$480.98	$12,572	$357.38	$149.00 → SCHD
3	$13,793	$500.35	$14,046	$367.84	$253.00 → SCHD
4	$15,278	$519.18	$15,660	$377.73	$382.00 → SCHD
5	$16,885	$537.44	$17,425	$387.07	$540.00 → SCHD
6	$18,622	$555.11	$19,354	$395.86	$732.00 → SCHD
7	$20,498	$572.17	$21,461	$404.13	$963.00 → SCHD
8	$22,521	$588.60	$23,762	$411.89	$1.2K → SCHD
9	$24,702	$604.40	$26,272	$419.15	$1.6K → SCHD
10	$27,051	$619.55	$29,010	$425.95	$2.0K → SCHD

JHBIX vs SCHD: Complete Analysis 2026

JHBIX — Stock

The fund invests at least 80% of its net assets (plus any borrowings for investment purposes) in a diversified portfolio of bonds. The advisor contemplates that at least 75% of its net assets will be in investment-grade debt securities and cash and cash equivalents. It will not invest more than 10% of its total assets in securities denominated in foreign currencies. Under normal market conditions, the advisor does not anticipate investing more than 25% of its total assets in U.S. dollar-denominated foreign securities (excluding Canadian securities).

Full JHBIX Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.