Is JHSC or SCHD a better dividend investment in 2026?

JHSC currently yields 1.13% with a 5% 5-year dividend growth rate. SCHD yields 3.46% with 13.05% growth. The better choice depends on your goal: SCHD offers higher current income.

What is the dividend yield difference between JHSC and SCHD?

JHSC has a forward dividend yield of 1.13% ($0.47/share annually). SCHD yields 3.46% ($1.06/share annually). The yield gap is 2.33 percentage points.

Home › Compare › JHSC vs SCHD

JHSC vs SCHD: Dividend Comparison 2026

JHSC yields 1.13% · SCHD yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SCHD wins by $7.7K in total portfolio value

INVESTMENT

TIME HORIZON10 years

JHSC

● Live price

1.13%

Share price

$41.91

Annual div

$0.47

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$21.3K

Annual income

$121.46

Full JHSC calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.46%

Share price

$30.48

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$425.95

Full SCHD calculator →

Portfolio growth — JHSC vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	JHSC	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, JHSC + SCHD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

JHSC pays

SCHD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

JHSC

Annual income on $10K today (after 15% tax)

$95.95/yr

After 10yr DRIP, annual income (after tax)

$103.24/yr

SCHD

Annual income on $10K today (after 15% tax)

$294.40/yr

After 10yr DRIP, annual income (after tax)

$362.06/yr

At 15% tax rate, SCHD beats the other by $258.82/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of JHSC + SCHD for your $10,000?

JHSC: 50%SCHD: 50%

100% SCHD50/50100% JHSC

Portfolio after 10yr

$25.1K

Annual income

$273.70/yr

Blended yield

1.09%

📊

Analyst Conviction Gap

Where Wall Street is split right now

JHSC

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

SCHD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

JHSC buys

SCHD buys

Politician	Chamber	Ticker	Type	Amount	Date
Virginia Foxx	🏢 House	$SCHD	▼ Sell	$50,001 - $100,000	2023-03-08
Steve Cohen	🏢 House	$SCHD	▲ Buy	$50,001 - $100,000	2022-07-29
Hakeem S. Jeffries	🏢 House	$SCHD	▲ Buy	$15,001 - $50,000	2021-04-12
Mikie Sherrill	🏢 House	$SCHD	▲ Buy	$100,001 - $250,000	2020-02-21

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricJHSCSCHD

Forward yield	1.13%	3.46% ✓
Annual dividend / share	$0.47	$1.06 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$21.3K	$29.0K ✓
Annual income after 10y	$121.46	$425.95 ✓
Total dividends collected	$1.2K	$3.9K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: JHSC vs SCHD ($10,000, DRIP)

Year	JHSC Portfolio	JHSC Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$10,813	$112.88	$11,226	$346.36	$413.00 → SCHD
2	$11,684	$114.07	$12,572	$357.38	$888.00 → SCHD
3	$12,617	$115.20	$14,046	$367.84	$1.4K → SCHD
4	$13,616	$116.26	$15,660	$377.73	$2.0K → SCHD
5	$14,687	$117.26	$17,425	$387.07	$2.7K → SCHD
6	$15,833	$118.20	$19,354	$395.86	$3.5K → SCHD
7	$17,060	$119.09	$21,461	$404.13	$4.4K → SCHD
8	$18,375	$119.93	$23,762	$411.89	$5.4K → SCHD
9	$19,782	$120.72	$26,272	$419.15	$6.5K → SCHD
10	$21,288	$121.46	$29,010	$425.95	$7.7K → SCHD

JHSC vs SCHD: Complete Analysis 2026

JHSC — Stock

To pursue results that closely correspond, before fees and expenses, to the performance of the John Hancock Dimensional Small Cap Index

Full JHSC Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

📬

Get this JHSC vs SCHD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

JHSC vs JEPI JHSC vs O JHSC vs KO JHSC vs MAIN JHSC vs VYM JHSC vs DGRO JHSC vs VIG JHSC vs HDV

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.