Is JJUFF or RYLD a better dividend investment in 2026?

JJUFF currently yields 10.81% with a 5% 5-year dividend growth rate. RYLD yields 4.00% with 5% growth. The better choice depends on your goal: JJUFF offers higher current income.

What is the dividend yield difference between JJUFF and RYLD?

JJUFF has a forward dividend yield of 10.81% ($2.00/share annually). RYLD yields 4.00% ($2.00/share annually). The yield gap is 6.81 percentage points.

Home › Compare › JJUFF vs RYLD

JJUFF vs RYLD: Dividend Comparison 2026

JJUFF yields 10.81% · RYLD yields 4.00%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 JJUFF wins by $12.8K in total portfolio value

INVESTMENT

TIME HORIZON10 years

JJUFF

● Live price

10.81%

Share price

$18.50

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$40.9K

Annual income

$2,128.44

Full JJUFF calculator →

RYLD

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full RYLD calculator →

Portfolio growth — JJUFF vs RYLD

📍 JJUFF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	JJUFF	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, JJUFF + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

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Sep

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Oct

—

Nov

—

Dec

—

JJUFF pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

JJUFF

Annual income on $10K today (after 15% tax)

$918.92/yr

After 10yr DRIP, annual income (after tax)

$1,809.17/yr

RYLD

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$764.31/yr

At 15% tax rate, JJUFF beats the other by $1,044.86/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of JJUFF + RYLD for your $10,000?

JJUFF: 50%RYLD: 50%

100% RYLD50/50100% JJUFF

Portfolio after 10yr

$34.5K

Annual income

$1,513.82/yr

Blended yield

4.39%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

JJUFF buys

RYLD buys

No recent congressional trades found for JJUFF or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricJJUFFRYLD

Forward yield	10.81% ✓	4.00%
Annual dividend / share	$2.00	$2.00
Payout ratio	50%	50%
1-year div growth	0%	5% ✓
5-year div CAGR	0%	5% ✓
Portfolio after 10y	$40.9K ✓	$28.0K
Annual income after 10y	$2,128.44 ✓	$899.19
Total dividends collected	$16.0K ✓	$6.4K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: JJUFF vs RYLD ($10,000, DRIP)

Year	JJUFF Portfolio	JJUFF Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$11,781	$1,081.08	$11,120	$420.00	+$661.00 → JJUFF
2	$13,796	$1,190.31	$12,357	$458.31	+$1.4K → JJUFF
3	$16,064	$1,302.70	$13,721	$499.76	+$2.3K → JJUFF
4	$18,607	$1,417.67	$15,227	$544.58	+$3.4K → JJUFF
5	$21,444	$1,534.59	$16,885	$593.02	+$4.6K → JJUFF
6	$24,598	$1,652.87	$18,713	$645.34	+$5.9K → JJUFF
7	$28,091	$1,771.94	$20,724	$701.81	+$7.4K → JJUFF
8	$31,949	$1,891.24	$22,938	$762.73	+$9.0K → JJUFF
9	$36,196	$2,010.23	$25,372	$828.41	+$10.8K → JJUFF
10	$40,858	$2,128.44	$28,047	$899.19	+$12.8K → JJUFF

JJUFF vs RYLD: Complete Analysis 2026

JJUFF — Stock

The Dow Jones-UBS Aluminum Subindex Total ReturnService Mark (the "index") reflects the returns that are potentially available through an unleveraged investment in the futures contracts on aluminum. The index currently consists of one futures contract on the commodity of aluminum which is included in the Dow Jones-UBS Commodity Index Total ReturnService Mark.

Full JJUFF Calculator →

RYLD — ETF

RYLD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in RYLD shares.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.