HomeCompareJMUTX vs SCHD

JMUTX vs SCHD: Dividend Comparison 2026

JMUTX yields 6.45% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 JMUTX wins by $1.6K in total portfolio value
10 years
JMUTX
JMUTX
● Live price
6.45%
Share price
$8.60
Annual div
$0.56
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$30.6K
Annual income
$973.26
Full JMUTX calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — JMUTX vs SCHD

📍 JMUTX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodJMUTXSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, JMUTX + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
JMUTX pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

JMUTX
Annual income on $10K today (after 15% tax)
$548.63/yr
After 10yr DRIP, annual income (after tax)
$827.27/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, JMUTX beats the other by $465.21/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of JMUTX + SCHD for your $10,000?

JMUTX: 50%SCHD: 50%
100% SCHD50/50100% JMUTX
Portfolio after 10yr
$29.8K
Annual income
$699.60/yr
Blended yield
2.35%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

JMUTX buys
0
SCHD buys
0
No recent congressional trades found for JMUTX or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricJMUTXSCHD
Forward yield6.45%3.46%
Annual dividend / share$0.56$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$30.6K$29.0K
Annual income after 10y$973.26$425.95
Total dividends collected$8.1K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: JMUTX vs SCHD ($10,000, DRIP)

YearJMUTX PortfolioJMUTX Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,345$645.44$11,226$346.36+$119.00JMUTX
2$12,824$684.38$12,572$357.38+$252.00JMUTX
3$14,445$722.96$14,046$367.84+$399.00JMUTX
4$16,217$761.05$15,660$377.73+$557.00JMUTX
5$18,151$798.52$17,425$387.07+$726.00JMUTX
6$20,256$835.27$19,354$395.86+$902.00JMUTX
7$22,545$871.19$21,461$404.13+$1.1KJMUTX
8$25,030$906.21$23,762$411.89+$1.3KJMUTX
9$27,722$940.25$26,272$419.15+$1.4KJMUTX
10$30,636$973.26$29,010$425.95+$1.6KJMUTX

JMUTX vs SCHD: Complete Analysis 2026

JMUTXStock

The fund pursues its investment objective by primarily investing, under normal circumstances, in a multi-sector portfolio of U.S. and non-U.S. debt securities of varying maturities that the portfolio managers believe have high income potential. Its investments in below investment grade securities are limited to 65% of its net assets, but under unusual circumstances, such as when new issue allocations are higher than expected, this limit may be exceeded on a temporary basis.

Full JMUTX Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.