Is JOAN or RYLD a better dividend investment in 2026?

JOAN currently yields 2063.98% with a 5% 5-year dividend growth rate. RYLD yields 12.39% with 5% growth. The better choice depends on your goal: JOAN offers higher current income.

What is the dividend yield difference between JOAN and RYLD?

JOAN has a forward dividend yield of 2063.98% ($2.00/share annually). RYLD yields 12.39% ($1.81/share annually). The yield gap is 2051.59 percentage points.

Home › Compare › JOAN vs RYLD

JOAN vs RYLD: Dividend Comparison 2026

JOAN yields 2063.98% · RYLD yields 12.39%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 JOAN wins by $13331039307.17M in total portfolio value

INVESTMENT

TIME HORIZON10 years

JOAN

● Live price

2063.98%

Share price

$0.10

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$13331039307.22M

Annual income

$12,171,036,297,947,368.00

Full JOAN calculator →

RYLD

● Live price

12.39%

Share price

$14.64

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$45.3K

Annual income

$2,682.98

Full RYLD calculator →

Portfolio growth — JOAN vs RYLD

📍 JOAN pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	JOAN	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, JOAN + RYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

JOAN pays

RYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

JOAN

Annual income on $10K today (after 15% tax)

$175,438.60/yr

After 10yr DRIP, annual income (after tax)

$10,345,380,853,255,262.00/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,053.44/yr

After 10yr DRIP, annual income (after tax)

$2,280.53/yr

At 15% tax rate, JOAN beats the other by $10,345,380,853,252,982.00/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of JOAN + RYLD for your $10,000?

JOAN: 50%RYLD: 50%

100% RYLD50/50100% JOAN

Portfolio after 10yr

$6665519653.63M

Annual income

$6,085,518,148,975,025.00/yr

Blended yield

91.30%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on RYLD right now

JOAN

Analyst Ratings

Buy

Hold

Sell

Consensus: Hold

Price Target

$4.00

+4028.0% upside vs current

Range: $3.00 — $5.00

Altman Z

0.6

Piotroski

3/9

RYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

JOAN buys

RYLD buys

No recent congressional trades found for JOAN or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricJOANRYLD

Forward yield	2063.98% ✓	12.39%
Annual dividend / share	$2.00 ✓	$1.81
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$13331039307.22M ✓	$45.3K
Annual income after 10y	$12,171,036,297,947,368.00 ✓	$2,682.98
Total dividends collected	$13248903950.40M ✓	$19.4K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: JOAN vs RYLD ($10,000, DRIP)

Year	JOAN Portfolio	JOAN Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$217,098	$206,398.35	$11,939	$1,239.34	+$205.2K → JOAN
2	$4,420,028	$4,187,732.78	$14,158	$1,382.89	+$4.41M → JOAN
3	$84,412,065	$79,682,634.57	$16,682	$1,532.59	+$84.40M → JOAN
4	$1,512,516,762	$1,422,195,852.90	$19,537	$1,687.64	+$1512.50M → JOAN
5	$25,434,529,072	$23,816,136,137.07	$22,752	$1,847.20	+$25434.51M → JOAN
6	$401,507,365,308	$374,292,419,200.69	$26,355	$2,010.43	+$401507.34M → JOAN
7	$5,951,621,357,208	$5,522,008,476,328.59	$30,376	$2,176.45	+$5951621.33M → JOAN
8	$82,867,113,366,068	$76,498,878,513,854.90	$34,847	$2,344.43	+$82867113.33M → JOAN
9	$1,084,114,961,932,747	$995,447,150,631,054.80	$39,800	$2,513.54	+$1084114961.89M → JOAN
10	$13,331,039,307,215,410	$12,171,036,297,947,368.00	$45,269	$2,682.98	+$13331039307.17M → JOAN

JOAN vs RYLD: Complete Analysis 2026

JOAN — Stock

JOANN Inc. operates as a specialty retailer of sewing and fabrics, and arts and crafts category products in the United States. Its products in sewing category include cotton fabrics; warm fabrics, such as fleece and flannel fabrics; home decorating and utility fabrics and accessories; fashion and sportswear fabrics; special occasion fabrics; seasonally themed and licensed fabric designs; and sewing construction supplies comprising cutting implements, threads, zippers, trims, tapes, pins, elastic, and buttons, as well as patterns for sewing projects. The company's products in arts and crafts, home décor, and other category consist of yarn and yarn accessories, and needlecraft kits and supplies; paper crafting components; craft materials; fine art materials; sewing machines, craft technology, lighting, irons, organizers, and other products; artificial floral products; seasonal décor and entertaining products; home décor accessories; ready-made frames; comprehensive assortment books and magazines; and non-merchandise services. JOANN Inc. offers its products through retail stores, as well as online. As of March 21, 2022, it operated 848 retail stores in 49 states. The company was formerly known as Jo-Ann Stores Holdings Inc. and changed its name to JOANN Inc. in February 2021. JOANN Inc. was founded in 1943 and is based in Hudson, Ohio.

Full JOAN Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.