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JOY vs XYLD: Dividend Comparison 2026

JOY yields 4.00% · XYLD yields 11.20%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 JOY wins by $2.2K in total portfolio value
10 years
JOY
JOY
● Live price
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full JOY calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
11.20%
Share price
$38.36
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.9K
Annual income
$3,351.03
Full XYLD calculator →

Portfolio growth — JOY vs XYLD

📍 JOY pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodJOYXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, JOY + XYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
JOY pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

JOY
Annual income on $10K today (after 15% tax)
$340.00/yr
After 10yr DRIP, annual income (after tax)
$764.31/yr
XYLD
Annual income on $10K today (after 15% tax)
$952.37/yr
After 10yr DRIP, annual income (after tax)
$2,848.38/yr
At 15% tax rate, XYLD beats the other by $2,084.06/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of JOY + XYLD for your $10,000?

JOY: 50%XYLD: 50%
100% XYLD50/50100% JOY
Portfolio after 10yr
$27.0K
Annual income
$2,125.11/yr
Blended yield
7.88%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

JOY buys
0
XYLD buys
0
No recent congressional trades found for JOY or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricJOYXYLD
Forward yield4.00%11.20% ✓
Annual dividend / share$2.00$4.30 ✓
Payout ratio50%50%
1-year div growth5% ✓0%
5-year div CAGR5% ✓0%
Portfolio after 10y$28.0K ✓$25.9K
Annual income after 10y$899.19$3,351.03 ✓
Total dividends collected$6.4K$20.2K ✓
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: JOY vs XYLD ($10,000, DRIP)

YearJOY PortfolioJOY Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$11,120$420.00$10,840$1,120.44+$280.00 → JOY
2$12,357$458.31$11,786$1,249.59+$571.00 → JOY
3$13,721$499.76$12,854$1,397.78+$867.00 → JOY
4$15,227$544.58$14,063$1,568.33+$1.2K → JOY
5$16,885$593.02$15,434$1,765.19+$1.5K → JOY
6$18,713$645.34$16,995$1,993.14+$1.7K → JOY
7$20,724$701.81$18,777$2,257.95+$1.9K → JOY
8$22,938$762.73$20,818$2,566.58+$2.1K → JOY
9$25,372$828.41$23,163$2,927.50+$2.2K → JOY
10$28,047$899.19$25,865$3,351.03+$2.2K → JOY

JOY vs XYLD: Complete Analysis 2026

JOY — Stock

JOY is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in JOY shares.

Full JOY Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.