Is JPHLF or DVY a better dividend investment in 2026?

JPHLF currently yields 2.90% with a 5% 5-year dividend growth rate. DVY yields 3.46% with 5% growth. The better choice depends on your goal: DVY offers higher current income.

What is the dividend yield difference between JPHLF and DVY?

JPHLF has a forward dividend yield of 2.90% ($0.34/share annually). DVY yields 3.46% ($5.25/share annually). The yield gap is 0.56 percentage points.

Home › Compare › JPHLF vs DVY

JPHLF vs DVY: Dividend Comparison 2026

JPHLF yields 2.90% · DVY yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 DVY wins by $603.00 in total portfolio value

INVESTMENT

TIME HORIZON10 years

JPHLF

● Live price

2.90%

Share price

$11.73

Annual div

$0.34

5Y div CAGR

1.4%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.4K

Annual income

$406.57

Full JPHLF calculator →

DVY

● Live price

3.46%

Share price

$151.41

Annual div

$5.25

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.0K

Annual income

$432.91

Full DVY calculator →

Portfolio growth — JPHLF vs DVY

📍 DVY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	JPHLF	DVY
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, JPHLF + DVY cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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JPHLF pays

DVY pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

JPHLF

Annual income on $10K today (after 15% tax)

$246.44/yr

After 10yr DRIP, annual income (after tax)

$345.58/yr

DVY

Annual income on $10K today (after 15% tax)

$294.47/yr

After 10yr DRIP, annual income (after tax)

$367.97/yr

At 15% tax rate, DVY beats the other by $22.39/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of JPHLF + DVY for your $10,000?

JPHLF: 50%DVY: 50%

100% DVY50/50100% JPHLF

Portfolio after 10yr

$24.7K

Annual income

$419.74/yr

Blended yield

1.70%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

JPHLF buys

DVY buys

No recent congressional trades found for JPHLF or DVY in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricJPHLFDVY

Forward yield	2.90%	3.46% ✓
Annual dividend / share	$0.34	$5.25 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	1.4% ✓	0%
Portfolio after 10y	$24.4K	$25.0K ✓
Annual income after 10y	$406.57	$432.91 ✓
Total dividends collected	$3.5K	$3.9K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: JPHLF vs DVY ($10,000, DRIP)

Year	JPHLF Portfolio	JPHLF Income/yr	DVY Portfolio	DVY Income/yr	Gap
1← crossover	$10,994	$293.99	$11,046	$346.43	$52.00 → DVY
2	$12,070	$306.29	$12,177	$357.65	$107.00 → DVY
3	$13,233	$318.67	$13,398	$368.47	$165.00 → DVY
4	$14,491	$331.10	$14,715	$378.89	$224.00 → DVY
5	$15,849	$343.59	$16,134	$388.90	$285.00 → DVY
6	$17,314	$356.12	$17,662	$398.51	$348.00 → DVY
7	$18,895	$368.69	$19,306	$407.71	$411.00 → DVY
8	$20,599	$381.29	$21,074	$416.50	$475.00 → DVY
9	$22,435	$393.92	$22,974	$424.90	$539.00 → DVY
10	$24,412	$406.57	$25,015	$432.91	$603.00 → DVY

JPHLF vs DVY: Complete Analysis 2026

JPHLF — Stock

Japan Post Holdings Co., Ltd. provides postal, banking, and insurance services in Japan. The company engages in the postal, banking counter, and insurance counter operations; sale of documentary stamps, petroleum, and catalog products; operations consigned by local government entities; and provision of other bank, and life and non-life insurance agency services. It also provides domestic distribution and delivery; and merchandise sale services, as well as international air cargo transport and agency services. In addition, the company offers Yu-Pack, Yu-Mail, and other parcel delivery; deposits, lending, securities investment, remittances, mortgages, and credit cards; freight forwarding and other logistics; and asset management services. Further, it provides truck cargo transportation, automobile and machinery maintenance, vehicle maintenance and management, post office advertisements posting, automobile liability insurance agency, and express services. Additionally, it offers contracting, hotel management, management, investment, account overdraft guarantee, temporary staffing, office cleaning, telemarketing, and digital-related services. The company also engages in the planning, development, and sale of direct mail; and commissioning of design, development, maintenance, and operation of information systems. In addition, it owns, leases, and manages real estate; develops residential and commercial land; consults, plans and develops business systems and basic technologies; operates 3 Teishin hospitals and 2 hotels; and holds and rents buildings, condominiums, and stores. Japan Post Holdings Co., Ltd. was founded in 1871 and is headquartered in Tokyo, Japan.

Full JPHLF Calculator →

DVY — ETF

The iShares Select Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full DVY Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.