Is JPHY or DVY a better dividend investment in 2026?

JPHY currently yields 4.39% with a 5% 5-year dividend growth rate. DVY yields 4.00% with 5% growth. The better choice depends on your goal: JPHY offers higher current income.

What is the dividend yield difference between JPHY and DVY?

JPHY has a forward dividend yield of 4.39% ($2.20/share annually). DVY yields 4.00% ($2.00/share annually). The yield gap is 0.39 percentage points.

Home › Compare › JPHY vs DVY

JPHY vs DVY: Dividend Comparison 2026

JPHY yields 4.39% · DVY yields 4.00%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 DVY wins by $1.4K in total portfolio value· pulled ahead in Year 3

INVESTMENT

TIME HORIZON10 years

JPHY

● Live price

4.39%

Share price

$50.15

Annual div

$2.20

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$26.6K

Annual income

$581.18

Full JPHY calculator →

DVY

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full DVY calculator →

Portfolio growth — JPHY vs DVY

📍 DVY pulled ahead of the other in Year 3

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	JPHY	DVY
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, JPHY + DVY cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

JPHY pays

DVY pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

JPHY

Annual income on $10K today (after 15% tax)

$372.89/yr

After 10yr DRIP, annual income (after tax)

$494.00/yr

DVY

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$764.31/yr

At 15% tax rate, DVY beats the other by $270.31/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of JPHY + DVY for your $10,000?

JPHY: 50%DVY: 50%

100% DVY50/50100% JPHY

Portfolio after 10yr

$27.3K

Annual income

$740.19/yr

Blended yield

2.71%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

JPHY buys

DVY buys

No recent congressional trades found for JPHY or DVY in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricJPHYDVY

Forward yield	4.39% ✓	4.00%
Annual dividend / share	$2.20 ✓	$2.00
Payout ratio	50%	50%
1-year div growth	0%	5% ✓
5-year div CAGR	0%	5% ✓
Portfolio after 10y	$26.6K	$28.0K ✓
Annual income after 10y	$581.18	$899.19 ✓
Total dividends collected	$5.1K	$6.4K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: JPHY vs DVY ($10,000, DRIP)

Year	JPHY Portfolio	JPHY Income/yr	DVY Portfolio	DVY Income/yr	Gap
1	$11,139	$438.70	$11,120	$420.00	+$19.00 → JPHY
2	$12,375	$456.69	$12,357	$458.31	+$18.00 → JPHY
3← crossover	$13,716	$474.19	$13,721	$499.76	$5.00 → DVY
4	$15,167	$491.17	$15,227	$544.58	$60.00 → DVY
5	$16,736	$507.61	$16,885	$593.02	$149.00 → DVY
6	$18,431	$523.48	$18,713	$645.34	$282.00 → DVY
7	$20,260	$538.79	$20,724	$701.81	$464.00 → DVY
8	$22,232	$553.50	$22,938	$762.73	$706.00 → DVY
9	$24,356	$567.64	$25,372	$828.41	$1.0K → DVY
10	$26,642	$581.18	$28,047	$899.19	$1.4K → DVY

JPHY vs DVY: Complete Analysis 2026

JPHY — Stock

The fund invests primarily in high yield, high risk debt securities. Under normal circumstances, it invests at least 80% of its assets in high yield securities. For purposes of this policy, "assets" means net assets plus the amount of borrowings for investment purposes. The fund may invest up to 100% of its total assets in below investment grade or unrated securities.

Full JPHY Calculator →

DVY — ETF

DVY is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in DVY shares.

Full DVY Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.