Is JPLD or XYLD a better dividend investment in 2026?

JPLD currently yields 4.22% with a 5% 5-year dividend growth rate. XYLD yields 11.20% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between JPLD and XYLD?

JPLD has a forward dividend yield of 4.22% ($2.20/share annually). XYLD yields 11.20% ($4.30/share annually). The yield gap is 6.98 percentage points.

Home › Compare › JPLD vs XYLD

JPLD vs XYLD: Dividend Comparison 2026

JPLD yields 4.22% · XYLD yields 11.20%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 JPLD wins by $469.00 in total portfolio value

INVESTMENT

TIME HORIZON10 years

JPLD

● Live price

4.22%

Share price

$52.25

Annual div

$2.20

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$26.3K

Annual income

$552.64

Full JPLD calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

11.20%

Share price

$38.36

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.9K

Annual income

$3,351.03

Full XYLD calculator →

Portfolio growth — JPLD vs XYLD

📍 JPLD pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	JPLD	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, JPLD + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

JPLD pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

JPLD

Annual income on $10K today (after 15% tax)

$358.42/yr

After 10yr DRIP, annual income (after tax)

$469.74/yr

XYLD

Annual income on $10K today (after 15% tax)

$952.37/yr

After 10yr DRIP, annual income (after tax)

$2,848.38/yr

At 15% tax rate, XYLD beats the other by $2,378.63/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of JPLD + XYLD for your $10,000?

JPLD: 50%XYLD: 50%

100% XYLD50/50100% JPLD

Portfolio after 10yr

$26.1K

Annual income

$1,951.83/yr

Blended yield

7.48%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

JPLD buys

XYLD buys

No recent congressional trades found for JPLD or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricJPLDXYLD

Forward yield	4.22%	11.20% ✓
Annual dividend / share	$2.20	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$26.3K ✓	$25.9K
Annual income after 10y	$552.64	$3,351.03 ✓
Total dividends collected	$4.9K	$20.2K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: JPLD vs XYLD ($10,000, DRIP)

Year	JPLD Portfolio	JPLD Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,122	$421.67	$10,840	$1,120.44	+$282.00 → JPLD
2	$12,338	$438.28	$11,786	$1,249.59	+$552.00 → JPLD
3	$13,657	$454.42	$12,854	$1,397.78	+$803.00 → JPLD
4	$15,083	$470.07	$14,063	$1,568.33	+$1.0K → JPLD
5	$16,624	$485.19	$15,434	$1,765.19	+$1.2K → JPLD
6	$18,287	$499.77	$16,995	$1,993.14	+$1.3K → JPLD
7	$20,081	$513.82	$18,777	$2,257.95	+$1.3K → JPLD
8	$22,014	$527.31	$20,818	$2,566.58	+$1.2K → JPLD
9	$24,095	$540.25	$23,163	$2,927.50	+$932.00 → JPLD
10	$26,334	$552.64	$25,865	$3,351.03	+$469.00 → JPLD

JPLD vs XYLD: Complete Analysis 2026

JPLD — Stock

The fund mainly invests in mortgage-backed securities, asset-backed securities, mortgage-related securities, adjustable rate mortgages, money market instruments, and structured investments. Under normal circumstances, the fund will invest at least 80% of its assets in bonds. The fund invests in fixed and floating rate debt securities representing an interest in or secured by residential mortgage loans.

Full JPLD Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

📬

Get this JPLD vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

JPLD vs SCHD JPLD vs JEPI JPLD vs O JPLD vs KO JPLD vs MAIN JPLD vs QYLD JPLD vs JEPQ JPLD vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.