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JPM vs COF: Dividend Comparison 2026

JPM yields 2.04% · COF yields 1.57%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 COF wins by $23.61M in total portfolio value
10 years
JPM
JPM
● Live price
2.04%
Share price
$283.77
Annual div
$5.80
5Y div CAGR
44.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$77.6K
Annual income
$23,001.23
Full JPM calculator →
COF
COF
● Live price
1.57%
Share price
$178.13
Annual div
$2.80
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$23.69M
Annual income
$21,107,984.45
Full COF calculator →

Portfolio growth — JPM vs COF

📍 COF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodJPMCOF
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, JPM + COF cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
JPM pays
COF pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

JPM
Annual income on $10K today (after 15% tax)
$173.73/yr
After 10yr DRIP, annual income (after tax)
$19,551.05/yr
COF
Annual income on $10K today (after 15% tax)
$133.61/yr
After 10yr DRIP, annual income (after tax)
$17,941,786.78/yr
At 15% tax rate, COF beats the other by $17,922,235.74/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of JPM + COF for your $10,000?

JPM: 50%COF: 50%
100% COF50/50100% JPM
Portfolio after 10yr
$11.88M
Annual income
$10,565,492.84/yr
Blended yield
88.92%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on JPM right now

JPM
Analyst Ratings
1
Strong
32
Buy
25
Hold
2
Sell
Consensus: Buy
Price Target
$336.10
+18.4% upside vs current
Range: $280.00 — $391.00
Altman Z
0.6
Piotroski
6/9
COF
Analyst Ratings
33
Buy
19
Hold
4
Sell
Consensus: Buy
Price Target
$275.50
+54.7% upside vs current
Range: $218.00 — $300.00
Altman Z
-0.4
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

JPM buys
0
COF buys
0
No recent congressional trades found for JPM or COF in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricJPMCOF
Forward yield2.04%1.57%
Annual dividend / share$5.80$2.80
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR44.8%100%
Portfolio after 10y$77.6K$23.69M
Annual income after 10y$23,001.23$21,107,984.45
Total dividends collected$52.4K$23.46M
Payment frequencyquarterlyquarterly
SectorFinancialsFinancials
Analyst consensusBuyBuy
Analyst price target$336.10$275.50

Year-by-year: JPM vs COF ($10,000, DRIP)

YearJPM PortfolioJPM Income/yrCOF PortfolioCOF Income/yrGap
1← crossover$10,996$295.96$11,014$314.38$18.00COF
2$12,206$440.40$12,433$647.23$227.00COF
3$13,722$661.57$14,668$1,365.54$946.00COF
4$15,689$1,006.48$18,707$3,011.43$3.0KCOF
5$18,345$1,557.28$27,195$7,178.47$8.8KCOF
6$22,093$2,464.12$48,604$19,505.85$26.5KCOF
7$27,655$4,015.97$117,169$65,162.98$89.5KCOF
8$36,394$6,803.03$418,993$293,621.92$382.6KCOF
9$51,057$12,115.49$2,410,904$1,962,580.97$2.36MCOF
10$77,633$23,001.23$23,687,651$21,107,984.45$23.61MCOF

JPM vs COF: Complete Analysis 2026

JPMFinancials

JPMorgan Chase & Co. operates as a financial services company worldwide. It operates through four segments: Consumer & Community Banking (CCB), Corporate & Investment Bank (CIB), Commercial Banking (CB), and Asset & Wealth Management (AWM). The CCB segment offers s deposit, investment and lending products, payments, and services to consumers; lending, deposit, and cash management and payment solutions to small businesses; mortgage origination and servicing activities; residential mortgages and home equity loans; and credit card, auto loan, and leasing services. The CIB segment provides investment banking products and services, including corporate strategy and structure advisory, and equity and debt markets capital-raising services, as well as loan origination and syndication; payments and cross-border financing; and cash and derivative instruments, risk management solutions, prime brokerage, and research. This segment also offers securities services, including custody, fund accounting and administration, and securities lending products for asset managers, insurance companies, and public and private investment funds. The CB segment provides financial solutions, including lending, payments, investment banking, and asset management to small business, large and midsized companies, local governments, and nonprofit clients; and commercial real estate banking services to investors, developers, and owners of multifamily, office, retail, industrial, and affordable housing properties. The AWM segment offers multi-asset investment management solutions in equities, fixed income, alternatives, and money market funds to institutional clients and retail investors; and retirement products and services, brokerage, custody, trusts and estates, loans, mortgages, deposits, and investment management products. The company also provides ATM, online and mobile, and telephone banking services. JPMorgan Chase & Co. was founded in 1799 and is headquartered in New York, New York.

Full JPM Calculator →

COFFinancials

Capital One Financial Corporation operates as the financial services holding company for the Capital One Bank (USA), National Association; and Capital One, National Association, which provides various financial products and services in the United States, Canada, and the United Kingdom. It operates through three segments: Credit Card, Consumer Banking, and Commercial Banking. The company accepts checking accounts, money market deposits, negotiable order of withdrawals, savings deposits, and time deposits. Its loan products include credit card loans; auto and retail banking loans; and commercial and multifamily real estate, and commercial and industrial loans. The company also offers credit and debit card products; online direct banking services; and treasury management and depository services. It serves consumers, small businesses, and commercial clients through digital channels, branches, cafés, and other distribution channels located in New York, Louisiana, Texas, Maryland, Virginia, New Jersey, and California. Capital One Financial Corporation was founded in 1988 and is headquartered in McLean, Virginia.

Full COF Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.