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JPM vs MOS: Dividend Comparison 2026

JPM yields 2.04% · MOS yields 3.52%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 MOS wins by $929.97M in total portfolio value
10 years
JPM
JPM
● Live price
2.04%
Share price
$283.77
Annual div
$5.80
5Y div CAGR
44.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$77.6K
Annual income
$23,001.23
Full JPM calculator →
MOS
MOS
● Live price
3.52%
Share price
$24.98
Annual div
$0.88
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$930.05M
Annual income
$881,952,038.58
Full MOS calculator →

Portfolio growth — JPM vs MOS

📍 MOS pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodJPMMOS
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, JPM + MOS cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
JPM pays
MOS pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

JPM
Annual income on $10K today (after 15% tax)
$173.73/yr
After 10yr DRIP, annual income (after tax)
$19,551.05/yr
MOS
Annual income on $10K today (after 15% tax)
$299.44/yr
After 10yr DRIP, annual income (after tax)
$749,659,232.79/yr
At 15% tax rate, MOS beats the other by $749,639,681.75/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of JPM + MOS for your $10,000?

JPM: 50%MOS: 50%
100% MOS50/50100% JPM
Portfolio after 10yr
$465.06M
Annual income
$440,987,519.91/yr
Blended yield
94.82%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on JPM right now

JPM
Analyst Ratings
1
Strong
32
Buy
25
Hold
2
Sell
Consensus: Buy
Price Target
$336.10
+18.4% upside vs current
Range: $280.00 — $391.00
Altman Z
0.6
Piotroski
6/9
MOS
Analyst Ratings
15
Buy
27
Hold
7
Sell
Consensus: Hold
Price Target
$33.80
+35.3% upside vs current
Range: $27.00 — $44.00
Altman Z
2.0
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

JPM buys
0
MOS buys
0
No recent congressional trades found for JPM or MOS in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricJPMMOS
Forward yield2.04%3.52%
Annual dividend / share$5.80$0.88
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR44.8%100%
Portfolio after 10y$77.6K$930.05M
Annual income after 10y$23,001.23$881,952,038.58
Total dividends collected$52.4K$926.56M
Payment frequencyquarterlyquarterly
SectorFinancialsMaterials
Analyst consensusBuyHold
Analyst price target$336.10$33.80

Year-by-year: JPM vs MOS ($10,000, DRIP)

YearJPM PortfolioJPM Income/yrMOS PortfolioMOS Income/yrGap
1← crossover$10,996$295.96$11,405$704.56$409.00MOS
2$12,206$440.40$13,705$1,501.91$1.5KMOS
3$13,722$661.57$18,038$3,373.54$4.3KMOS
4$15,689$1,006.48$27,600$8,299.26$11.9KMOS
5$18,345$1,557.28$53,268$23,735.99$34.9KMOS
6$22,093$2,464.12$142,624$85,627.61$120.5KMOS
7$27,655$4,015.97$581,146$428,538.38$553.5KMOS
8$36,394$6,803.03$3,885,667$3,263,840.61$3.85MMOS
9$51,057$12,115.49$44,947,834$40,790,171.07$44.90MMOS
10$77,633$23,001.23$930,046,221$881,952,038.58$929.97MMOS

JPM vs MOS: Complete Analysis 2026

JPMFinancials

JPMorgan Chase & Co. operates as a financial services company worldwide. It operates through four segments: Consumer & Community Banking (CCB), Corporate & Investment Bank (CIB), Commercial Banking (CB), and Asset & Wealth Management (AWM). The CCB segment offers s deposit, investment and lending products, payments, and services to consumers; lending, deposit, and cash management and payment solutions to small businesses; mortgage origination and servicing activities; residential mortgages and home equity loans; and credit card, auto loan, and leasing services. The CIB segment provides investment banking products and services, including corporate strategy and structure advisory, and equity and debt markets capital-raising services, as well as loan origination and syndication; payments and cross-border financing; and cash and derivative instruments, risk management solutions, prime brokerage, and research. This segment also offers securities services, including custody, fund accounting and administration, and securities lending products for asset managers, insurance companies, and public and private investment funds. The CB segment provides financial solutions, including lending, payments, investment banking, and asset management to small business, large and midsized companies, local governments, and nonprofit clients; and commercial real estate banking services to investors, developers, and owners of multifamily, office, retail, industrial, and affordable housing properties. The AWM segment offers multi-asset investment management solutions in equities, fixed income, alternatives, and money market funds to institutional clients and retail investors; and retirement products and services, brokerage, custody, trusts and estates, loans, mortgages, deposits, and investment management products. The company also provides ATM, online and mobile, and telephone banking services. JPMorgan Chase & Co. was founded in 1799 and is headquartered in New York, New York.

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MOSMaterials

The Mosaic Company, through its subsidiaries, produces and markets concentrated phosphate and potash crop nutrients in North America and internationally. The company operates through three segments: Phosphates, Potash, and Mosaic Fertilizantes. It owns and operates mines, which produce concentrated phosphate crop nutrients, such as diammonium phosphate, monoammonium phosphate, and ammoniated phosphate products; and phosphate-based animal feed ingredients primarily under the Biofos and Nexfos brand names, as well as produces a double sulfate of potash magnesia product under K-Mag brand name. The company also produces and sells potash for use in the manufacturing of mixed crop nutrients and animal feed ingredients, and for industrial use; and for use in the de-icing and as a water softener regenerant. In addition, it provides nitrogen-based crop nutrients, animal feed ingredients, and other ancillary services; and purchases and sells phosphates, potash, and nitrogen products. The company sells its products to wholesale distributors, retail chains, farmers, cooperatives, independent retailers, and national accounts. The Mosaic Company was incorporated in 2004 and is headquartered in Tampa, Florida.

Full MOS Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.