HomeCompareJPPIF vs VYM

JPPIF vs VYM: Dividend Comparison 2026

JPPIF yields 13.28% · VYM yields 2.41%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 JPPIF wins by $3.9K in total portfolio value
10 years
JPPIF
JPPIF
● Live price
13.28%
Share price
$6.36
Annual div
$0.84
5Y div CAGR
-13.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.7K
Annual income
$494.23
Full JPPIF calculator →
VYM
Vanguard High Dividend Yield ETF
● Live price
2.41%
Share price
$145.48
Annual div
$3.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$278.55
Full VYM calculator →

Portfolio growth — JPPIF vs VYM

📍 JPPIF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodJPPIFVYM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, JPPIF + VYM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
JPPIF pays
VYM pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

JPPIF
Annual income on $10K today (after 15% tax)
$1,128.47/yr
After 10yr DRIP, annual income (after tax)
$420.10/yr
VYM
Annual income on $10K today (after 15% tax)
$205.23/yr
After 10yr DRIP, annual income (after tax)
$236.77/yr
At 15% tax rate, JPPIF beats the other by $183.33/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of JPPIF + VYM for your $10,000?

JPPIF: 50%VYM: 50%
100% VYM50/50100% JPPIF
Portfolio after 10yr
$29.8K
Annual income
$386.39/yr
Blended yield
1.30%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

JPPIF buys
0
VYM buys
1
PoliticianChamberTickerTypeAmountDate
Carol Devine Miller🏢 House$VYM▲ Buy$15,001 - $50,0002022-11-02
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricJPPIFVYM
Forward yield13.28%2.41%
Annual dividend / share$0.84$3.51
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-13.5%0%
Portfolio after 10y$31.7K$27.8K
Annual income after 10y$494.23$278.55
Total dividends collected$8.3K$2.6K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: JPPIF vs VYM ($10,000, DRIP)

YearJPPIF PortfolioJPPIF Income/yrVYM PortfolioVYM Income/yrGap
1← crossover$11,848$1,148.38$11,151$241.44+$697.00JPPIF
2$13,778$1,099.96$12,413$246.79+$1.4KJPPIF
3$15,776$1,034.02$13,794$251.79+$2.0KJPPIF
4$17,838$957.16$15,306$256.47+$2.5KJPPIF
5$19,961$874.89$16,960$260.84+$3.0KJPPIF
6$22,150$791.47$18,768$264.92+$3.4KJPPIF
7$24,410$709.99$20,745$268.71+$3.7KJPPIF
8$26,752$632.54$22,905$272.24+$3.8KJPPIF
9$29,185$560.40$25,265$275.51+$3.9KJPPIF
10$31,722$494.23$27,842$278.55+$3.9KJPPIF

JPPIF vs VYM: Complete Analysis 2026

JPPIFStock

Japan Post Insurance Co., Ltd. provides life insurance products and services in Japan. It also offers agency or administrative services for other insurance companies, including foreign insurance and financial services companies, as well as loan guarantees. In addition, the company is involved in trading of government bonds and government-guaranteed bonds; accepting subscriptions for government bonds, corporate bonds, and other bonds; and commissioned management and other businesses, as well as other life insurance businesses. Further, it is involved in the management of postal life insurance policies. The company offers its products through directly managed sales offices to individual and corporate customers. Japan Post Insurance Co., Ltd. was incorporated in 2006 and is headquartered in Tokyo, Japan.

Full JPPIF Calculator →

VYMETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.