Is JPPIF or XYLD a better dividend investment in 2026?

JPPIF currently yields 13.28% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: JPPIF offers higher current income.

What is the dividend yield difference between JPPIF and XYLD?

JPPIF has a forward dividend yield of 13.28% ($0.84/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 2.30 percentage points.

Home › Compare › JPPIF vs XYLD

JPPIF vs XYLD: Dividend Comparison 2026

JPPIF yields 13.28% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 JPPIF wins by $6.4K in total portfolio value

INVESTMENT

TIME HORIZON10 years

JPPIF

● Live price

13.28%

Share price

$6.36

Annual div

$0.84

5Y div CAGR

-13.5%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$31.7K

Annual income

$494.23

Full JPPIF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — JPPIF vs XYLD

📍 JPPIF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	JPPIF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, JPPIF + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

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Sep

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Oct

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Nov

—

Dec

—

JPPIF pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

JPPIF

Annual income on $10K today (after 15% tax)

$1,128.47/yr

After 10yr DRIP, annual income (after tax)

$420.10/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $2,316.07/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of JPPIF + XYLD for your $10,000?

JPPIF: 50%XYLD: 50%

100% XYLD50/50100% JPPIF

Portfolio after 10yr

$28.5K

Annual income

$1,856.63/yr

Blended yield

6.51%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

JPPIF buys

XYLD buys

No recent congressional trades found for JPPIF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricJPPIFXYLD

Forward yield	13.28% ✓	10.98%
Annual dividend / share	$0.84	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-13.5%	0% ✓
Portfolio after 10y	$31.7K ✓	$25.3K
Annual income after 10y	$494.23	$3,219.02 ✓
Total dividends collected	$8.3K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: JPPIF vs XYLD ($10,000, DRIP)

Year	JPPIF Portfolio	JPPIF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,848	$1,148.38	$10,818	$1,098.39	+$1.0K → JPPIF
2	$13,778	$1,099.96	$11,738	$1,222.51	+$2.0K → JPPIF
3	$15,776	$1,034.02	$12,774	$1,364.64	+$3.0K → JPPIF
4	$17,838	$957.16	$13,944	$1,527.86	+$3.9K → JPPIF
5	$19,961	$874.89	$15,270	$1,715.87	+$4.7K → JPPIF
6	$22,150	$791.47	$16,775	$1,933.09	+$5.4K → JPPIF
7	$24,410	$709.99	$18,490	$2,184.87	+$5.9K → JPPIF
8	$26,752	$632.54	$20,450	$2,477.63	+$6.3K → JPPIF
9	$29,185	$560.40	$22,697	$2,819.19	+$6.5K → JPPIF
10	$31,722	$494.23	$25,280	$3,219.02	+$6.4K → JPPIF

JPPIF vs XYLD: Complete Analysis 2026

JPPIF — Stock

Japan Post Insurance Co., Ltd. provides life insurance products and services in Japan. It also offers agency or administrative services for other insurance companies, including foreign insurance and financial services companies, as well as loan guarantees. In addition, the company is involved in trading of government bonds and government-guaranteed bonds; accepting subscriptions for government bonds, corporate bonds, and other bonds; and commissioned management and other businesses, as well as other life insurance businesses. Further, it is involved in the management of postal life insurance policies. The company offers its products through directly managed sales offices to individual and corporate customers. Japan Post Insurance Co., Ltd. was incorporated in 2006 and is headquartered in Tokyo, Japan.

Full JPPIF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.