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JPPTY vs MO: Dividend Comparison 2026

JPPTY yields 4.88% · MO yields 6.27%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 MO wins by $49.2K in total portfolio value· pulled ahead in Year 6
10 years
JPPTY
JPPTY
● Live price
4.88%
Share price
$16.39
Annual div
$0.80
5Y div CAGR
2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.5K
Annual income
$837.43
Full JPPTY calculator →
MO
Altria Group Inc.
● Live price
6.27%
Share price
$67.02
Annual div
$4.20
5Y div CAGR
22.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$77.7K
Annual income
$28,968.54
Full MO calculator →

Portfolio growth — JPPTY vs MO

📍 MO pulled ahead of the other in Year 6

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodJPPTYMO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, JPPTY + MO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
JPPTY pays
MO pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

JPPTY
Annual income on $10K today (after 15% tax)
$414.89/yr
After 10yr DRIP, annual income (after tax)
$711.82/yr
MO
Annual income on $10K today (after 15% tax)
$532.68/yr
After 10yr DRIP, annual income (after tax)
$24,623.26/yr
At 15% tax rate, MO beats the other by $23,911.44/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of JPPTY + MO for your $10,000?

JPPTY: 50%MO: 50%
100% MO50/50100% JPPTY
Portfolio after 10yr
$53.1K
Annual income
$14,902.98/yr
Blended yield
28.06%
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Analyst Conviction Gap

Where Wall Street is most bullish on MO right now

JPPTY
No analyst data
Altman Z
0.3
Piotroski
5/9
MO
Analyst Ratings
16
Buy
9
Hold
1
Sell
Consensus: Buy
Price Target
$61.25
-8.6% upside vs current
Range: $47.00 — $68.00
Altman Z
3.2
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

JPPTY buys
0
MO buys
0
No recent congressional trades found for JPPTY or MO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricJPPTYMO
Forward yield4.88%6.27%
Annual dividend / share$0.80$4.20
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR2%22.6%
Portfolio after 10y$28.5K$77.7K
Annual income after 10y$837.43$28,968.54
Total dividends collected$6.6K$72.0K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: JPPTY vs MO ($10,000, DRIP)

YearJPPTY PortfolioJPPTY Income/yrMO PortfolioMO Income/yrGap
1$11,198$497.86$10,558$768.31+$640.00JPPTY
2$12,513$531.45$11,352$1,015.87+$1.2KJPPTY
3$13,955$566.12$12,482$1,367.86+$1.5KJPPTY
4$15,534$601.86$14,103$1,883.39+$1.4KJPPTY
5$17,260$638.64$16,472$2,664.91+$788.00JPPTY
6← crossover$19,145$676.45$20,024$3,897.79$879.00MO
7$21,200$715.25$25,537$5,933.74$4.3KMO
8$23,439$755.02$34,478$9,476.77$11.0KMO
9$25,875$795.76$49,776$16,022.63$23.9KMO
10$28,524$837.43$77,699$28,968.54$49.2KMO

JPPTY vs MO: Complete Analysis 2026

JPPTYStock

JAPAN POST BANK Co., Ltd. provides various banking products and services to retail and corporate clients in Japan and internationally. The company offers liquid deposits, including transfer deposits, savings deposits, ordinary deposits, etc.; fixed-term deposits, such as time deposits, TEIGAKU deposits, etc.; and other deposits, as well as negotiable certificates of deposit. It also provides loans secured by deposits, loans secured by Japanese government bonds, and credit card loans, as well as loans to local, central, and regional government authorities; syndicated loans; and corporate and other secondary market loans. In addition, the company offers securities investment products, domestic and foreign exchange services, Japanese government bonds, investment trust products, and insurance products; and intermediary services, such as mortgage and credit card services. Further, it provides overdraft lending services and housing loans; and remittance and settlement services; as well as online banking services. It operates through a network of 31,774 ATMs and 23,734 branches. The company was formerly known as Yucho Co, Ltd. and changed its name to JAPAN POST BANK Co., Ltd. in October 2007. The company was incorporated in 2006 and is headquartered in Tokyo, Japan. JAPAN POST BANK Co., Ltd. is a subsidiary of Japan Post Holdings Co., Ltd.

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MOConsumer Staples

Altria Group, Inc., through its subsidiaries, manufactures and sells smokeable and oral tobacco products in the United States. The company provides cigarettes primarily under the Marlboro brand; cigars and pipe tobacco principally under the Black & Mild brand; and moist smokeless tobacco products under the Copenhagen, Skoal, Red Seal, and Husky brands, as well as provides on! oral nicotine pouches. It sells its tobacco products primarily to wholesalers, including distributors; and large retail organizations, such as chain stores. Altria Group, Inc. was founded in 1822 and is headquartered in Richmond, Virginia.

Full MO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.