Is JPYRX or XYLD a better dividend investment in 2026?

JPYRX currently yields 3.14% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between JPYRX and XYLD?

JPYRX has a forward dividend yield of 3.14% ($1.01/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 7.84 percentage points.

Home › Compare › JPYRX vs XYLD

JPYRX vs XYLD: Dividend Comparison 2026

JPYRX yields 3.14% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 XYLD wins by $814.00 in total portfolio value· pulled ahead in Year 9

INVESTMENT

TIME HORIZON10 years

JPYRX

● Live price

3.14%

Share price

$32.13

Annual div

$1.01

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.5K

Annual income

$384.46

Full JPYRX calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — JPYRX vs XYLD

📍 XYLD pulled ahead of the other in Year 9

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	JPYRX	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, JPYRX + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

—

May

—

Jun

—

Jul

—

Aug

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Sep

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Oct

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Nov

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Dec

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JPYRX pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

JPYRX

Annual income on $10K today (after 15% tax)

$266.95/yr

After 10yr DRIP, annual income (after tax)

$326.79/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $2,409.38/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of JPYRX + XYLD for your $10,000?

JPYRX: 50%XYLD: 50%

100% XYLD50/50100% JPYRX

Portfolio after 10yr

$24.9K

Annual income

$1,801.74/yr

Blended yield

7.24%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

JPYRX buys

XYLD buys

No recent congressional trades found for JPYRX or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricJPYRXXYLD

Forward yield	3.14%	10.98% ✓
Annual dividend / share	$1.01	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$24.5K	$25.3K ✓
Annual income after 10y	$384.46	$3,219.02 ✓
Total dividends collected	$3.5K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: JPYRX vs XYLD ($10,000, DRIP)

Year	JPYRX Portfolio	JPYRX Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1	$11,014	$314.06	$10,818	$1,098.39	+$196.00 → JPYRX
2	$12,108	$323.28	$11,738	$1,222.51	+$370.00 → JPYRX
3	$13,288	$332.14	$12,774	$1,364.64	+$514.00 → JPYRX
4	$14,559	$340.66	$13,944	$1,527.86	+$615.00 → JPYRX
5	$15,927	$348.82	$15,270	$1,715.87	+$657.00 → JPYRX
6	$17,398	$356.63	$16,775	$1,933.09	+$623.00 → JPYRX
7	$18,980	$364.10	$18,490	$2,184.87	+$490.00 → JPYRX
8	$20,680	$371.22	$20,450	$2,477.63	+$230.00 → JPYRX
9← crossover	$22,506	$378.00	$22,697	$2,819.19	$191.00 → XYLD
10	$24,466	$384.46	$25,280	$3,219.02	$814.00 → XYLD

JPYRX vs XYLD: Complete Analysis 2026

JPYRX — Stock

The investment seeks high total return with a shift to current income and some capital appreciation over time as the fund approaches and passes the target retirement date. The fund is generally intended for investors who plan to retire around the year 2035 and then withdraw their investment in it throughout retirement. It is designed to provide exposure to equity, debt and cash/cash equivalent asset classes by investing in mutual funds and ETFs within the same group of investment companies, passive ETFs that are managed by unaffiliated investment advisers in certain limited instances and/or direct investments in securities and other financial instruments.

Full JPYRX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.