Is JREIF or XYLD a better dividend investment in 2026?

JREIF currently yields 3.46% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between JREIF and XYLD?

JREIF has a forward dividend yield of 3.46% ($29.50/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 7.52 percentage points.

Home › Compare › JREIF vs XYLD

JREIF vs XYLD: Dividend Comparison 2026

JREIF yields 3.46% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 JREIF wins by $1.05M in total portfolio value

INVESTMENT

TIME HORIZON10 years

JREIF

● Live price

3.46%

Share price

$852.67

Annual div

$29.50

5Y div CAGR

60.5%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$1.08M

Annual income

$718,840.44

Full JREIF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — JREIF vs XYLD

📍 JREIF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	JREIF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, JREIF + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

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Sep

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Oct

—

Nov

—

Dec

—

JREIF pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

JREIF

Annual income on $10K today (after 15% tax)

$294.05/yr

After 10yr DRIP, annual income (after tax)

$611,014.37/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, JREIF beats the other by $608,278.21/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of JREIF + XYLD for your $10,000?

JREIF: 50%XYLD: 50%

100% XYLD50/50100% JREIF

Portfolio after 10yr

$552.2K

Annual income

$361,029.73/yr

Blended yield

65.38%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

JREIF buys

XYLD buys

No recent congressional trades found for JREIF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricJREIFXYLD

Forward yield	3.46%	10.98% ✓
Annual dividend / share	$29.50 ✓	$4.30
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	60.5% ✓	0%
Portfolio after 10y	$1.08M	$25.3K ✓
Annual income after 10y	$718,840.44 ✓	$3,219.02
Total dividends collected	$1.02M	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: JREIF vs XYLD ($10,000, DRIP)

Year	JREIF Portfolio	JREIF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,255	$555.24	$10,818	$1,098.39	+$437.00 → JREIF
2	$12,981	$937.41	$11,738	$1,222.51	+$1.2K → JREIF
3	$15,511	$1,621.66	$12,774	$1,364.64	+$2.7K → JREIF
4	$19,503	$2,906.65	$13,944	$1,527.86	+$5.6K → JREIF
5	$26,351	$5,482.20	$15,270	$1,715.87	+$11.1K → JREIF
6	$39,306	$11,110.44	$16,775	$1,933.09	+$22.5K → JREIF
7	$66,916	$24,859.14	$18,490	$2,184.87	+$48.4K → JREIF
8	$135,083	$63,482.46	$20,450	$2,477.63	+$114.6K → JREIF
9	$336,765	$192,226.75	$22,697	$2,819.19	+$314.1K → JREIF
10	$1,079,179	$718,840.44	$25,280	$3,219.02	+$1.05M → JREIF

JREIF vs XYLD: Complete Analysis 2026

JREIF — Stock

JRE shall invest in specified assets, primarily consisting of real estate assets and asset related securities which mainly invests in real estate assets with the goals of stable growth in value over a medium-to-long term period.

Full JREIF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.