Is JRFIF or DVY a better dividend investment in 2026?

JRFIF currently yields 5.38% with a 5% 5-year dividend growth rate. DVY yields 3.50% with 5% growth. The better choice depends on your goal: JRFIF offers higher current income.

What is the dividend yield difference between JRFIF and DVY?

JRFIF has a forward dividend yield of 5.38% ($33.60/share annually). DVY yields 3.50% ($5.25/share annually). The yield gap is 1.88 percentage points.

Home › Compare › JRFIF vs DVY

JRFIF vs DVY: Dividend Comparison 2026

JRFIF yields 5.38% · DVY yields 3.50%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 JRFIF wins by $309.1K in total portfolio value

INVESTMENT

TIME HORIZON10 years

JRFIF

● Live price

5.38%

Share price

$623.98

Annual div

$33.60

5Y div CAGR

42.2%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$334.2K

Annual income

$160,603.62

Full JRFIF calculator →

DVY

● Live price

3.50%

Share price

$150.03

Annual div

$5.25

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.1K

Annual income

$437.78

Full DVY calculator →

Portfolio growth — JRFIF vs DVY

📍 JRFIF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	JRFIF	DVY
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, JRFIF + DVY cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

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Sep

—

Oct

—

Nov

—

Dec

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JRFIF pays

DVY pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

JRFIF

Annual income on $10K today (after 15% tax)

$457.65/yr

After 10yr DRIP, annual income (after tax)

$136,513.08/yr

DVY

Annual income on $10K today (after 15% tax)

$297.17/yr

After 10yr DRIP, annual income (after tax)

$372.11/yr

At 15% tax rate, JRFIF beats the other by $136,140.96/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of JRFIF + DVY for your $10,000?

JRFIF: 50%DVY: 50%

100% DVY50/50100% JRFIF

Portfolio after 10yr

$179.6K

Annual income

$80,520.70/yr

Blended yield

44.83%

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Analyst Conviction Gap

Where Wall Street is most bullish on JRFIF right now

JRFIF

Analyst Ratings

Buy

Consensus: Buy

Altman Z

1.0

Piotroski

7/9

DVY

No analyst data

Altman Z

307.5

Piotroski

1/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

JRFIF buys

DVY buys

No recent congressional trades found for JRFIF or DVY in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricJRFIFDVY

Forward yield	5.38% ✓	3.50%
Annual dividend / share	$33.60 ✓	$5.25
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	42.2% ✓	0%
Portfolio after 10y	$334.2K ✓	$25.1K
Annual income after 10y	$160,603.62 ✓	$437.78
Total dividends collected	$293.3K ✓	$4.0K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: JRFIF vs DVY ($10,000, DRIP)

Year	JRFIF Portfolio	JRFIF Income/yr	DVY Portfolio	DVY Income/yr	Gap
1← crossover	$11,466	$765.62	$11,050	$349.62	+$416.00 → JRFIF
2	$13,435	$1,166.61	$12,184	$361.04	+$1.3K → JRFIF
3	$16,192	$1,816.67	$13,409	$372.07	+$2.8K → JRFIF
4	$20,235	$2,909.76	$14,730	$382.68	+$5.5K → JRFIF
5	$26,484	$4,832.60	$16,154	$392.89	+$10.3K → JRFIF
6	$36,744	$8,405.77	$17,688	$402.69	+$19.1K → JRFIF
7	$54,814	$15,498.55	$19,338	$412.07	+$35.5K → JRFIF
8	$89,378	$30,726.82	$21,113	$421.04	+$68.3K → JRFIF
9	$162,219	$66,584.06	$23,020	$429.61	+$139.2K → JRFIF
10	$334,178	$160,603.62	$25,070	$437.78	+$309.1K → JRFIF

JRFIF vs DVY: Complete Analysis 2026

JRFIF — Stock

Japan Retail Fund Investment Corporation (JRF) has been listed on the Real Estate Investment Trust ("REIT") Section on the Tokyo Stock Exchange (Securities code: 8953) since March 2002. It was the first investment corporation in Japan to specifically target retail property assets. As the largest J-REIT that specializes in retail properties, JRF will strive to secure stable distributions for its unitholders and steady increases in the value of its property portfolio through selective acquisitions of prime retail properties.

Full JRFIF Calculator →

DVY — ETF

The iShares Select Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full DVY Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.