Is JRFIF or JEPQ a better dividend investment in 2026?

JRFIF currently yields 5.38% with a 5% 5-year dividend growth rate. JEPQ yields 11.10% with 5% growth. The better choice depends on your goal: JEPQ offers higher current income.

What is the dividend yield difference between JRFIF and JEPQ?

JRFIF has a forward dividend yield of 5.38% ($33.60/share annually). JEPQ yields 11.10% ($6.16/share annually). The yield gap is 5.72 percentage points.

Home › Compare › JRFIF vs JEPQ

JRFIF vs JEPQ: Dividend Comparison 2026

JRFIF yields 5.38% · JEPQ yields 11.10%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 JRFIF wins by $289.4K in total portfolio value· pulled ahead in Year 4

INVESTMENT

TIME HORIZON10 years

JRFIF

● Live price

5.38%

Share price

$623.98

Annual div

$33.60

5Y div CAGR

42.2%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$334.2K

Annual income

$160,603.62

Full JRFIF calculator →

JEPQ

JPMorgan Nasdaq Equity Premium Income ETF

● Live price

11.10%

Share price

$55.52

Annual div

$6.16

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.8K

Annual income

$2,152.59

Full JEPQ calculator →

Portfolio growth — JRFIF vs JEPQ

📍 JRFIF pulled ahead of the other in Year 4

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	JRFIF	JEPQ
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, JRFIF + JEPQ cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

—

May

—

Jun

—

Jul

—

Aug

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Sep

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Oct

—

Nov

—

Dec

—

JRFIF pays

JEPQ pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

JRFIF

Annual income on $10K today (after 15% tax)

$457.65/yr

After 10yr DRIP, annual income (after tax)

$136,513.08/yr

JEPQ

Annual income on $10K today (after 15% tax)

$943.83/yr

After 10yr DRIP, annual income (after tax)

$1,829.70/yr

At 15% tax rate, JRFIF beats the other by $134,683.38/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of JRFIF + JEPQ for your $10,000?

JRFIF: 50%JEPQ: 50%

100% JEPQ50/50100% JRFIF

Portfolio after 10yr

$189.5K

Annual income

$81,378.10/yr

Blended yield

42.95%

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Analyst Conviction Gap

Where Wall Street is most bullish on JRFIF right now

JRFIF

Analyst Ratings

Buy

Consensus: Buy

Altman Z

1.0

Piotroski

7/9

JEPQ

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

JRFIF buys

JEPQ buys

No recent congressional trades found for JRFIF or JEPQ in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricJRFIFJEPQ

Forward yield	5.38%	11.10% ✓
Annual dividend / share	$33.60 ✓	$6.16
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	42.2% ✓	0%
Portfolio after 10y	$334.2K ✓	$44.8K
Annual income after 10y	$160,603.62 ✓	$2,152.59
Total dividends collected	$293.3K ✓	$16.3K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: JRFIF vs JEPQ ($10,000, DRIP)

Year	JRFIF Portfolio	JRFIF Income/yr	JEPQ Portfolio	JEPQ Income/yr	Gap
1	$11,466	$765.62	$11,930	$1,110.39	$464.00 → JEPQ
2	$13,435	$1,166.61	$14,133	$1,224.34	$698.00 → JEPQ
3	$16,192	$1,816.67	$16,632	$1,340.46	$440.00 → JEPQ
4← crossover	$20,235	$2,909.76	$19,454	$1,457.97	+$781.00 → JRFIF
5	$26,484	$4,832.60	$22,626	$1,576.08	+$3.9K → JRFIF
6	$36,744	$8,405.77	$26,175	$1,694.09	+$10.6K → JRFIF
7	$54,814	$15,498.55	$30,133	$1,811.32	+$24.7K → JRFIF
8	$89,378	$30,726.82	$34,531	$1,927.17	+$54.8K → JRFIF
9	$162,219	$66,584.06	$39,403	$2,041.08	+$122.8K → JRFIF
10	$334,178	$160,603.62	$44,787	$2,152.59	+$289.4K → JRFIF

JRFIF vs JEPQ: Complete Analysis 2026

JRFIF — Stock

Japan Retail Fund Investment Corporation (JRF) has been listed on the Real Estate Investment Trust ("REIT") Section on the Tokyo Stock Exchange (Securities code: 8953) since March 2002. It was the first investment corporation in Japan to specifically target retail property assets. As the largest J-REIT that specializes in retail properties, JRF will strive to secure stable distributions for its unitholders and steady increases in the value of its property portfolio through selective acquisitions of prime retail properties.

Full JRFIF Calculator →

JEPQ — ETF

The fund seeks to achieve this objective by (1) creating an actively managed portfolio of equity securities comprised significantly of those included in the fund’s primary benchmark, the Nasdaq-100 Index (the Benchmark), and (2) through equity-linked notes (ELNs), selling call options with exposure to the Benchmark. It is non-diversified.

Full JEPQ Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.