HomeCompareJRNY vs SCHD

JRNY vs SCHD: Dividend Comparison 2026

JRNY yields 0.43% · SCHD yields 3.44%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $8.7K in total portfolio value
10 years
JRNY
JRNY
● Live price
0.43%
Share price
$25.89
Annual div
$0.11
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.3K
Annual income
$43.89
Full JRNY calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — JRNY vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodJRNYSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, JRNY + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
JRNY pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

JRNY
Annual income on $10K today (after 15% tax)
$36.29/yr
After 10yr DRIP, annual income (after tax)
$37.31/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, SCHD beats the other by $321.91/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of JRNY + SCHD for your $10,000?

JRNY: 50%SCHD: 50%
100% SCHD50/50100% JRNY
Portfolio after 10yr
$24.6K
Annual income
$233.25/yr
Blended yield
0.95%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

JRNY buys
0
SCHD buys
0
No recent congressional trades found for JRNY or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricJRNYSCHD
Forward yield0.43%3.44%
Annual dividend / share$0.11$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$20.3K$29.0K
Annual income after 10y$43.89$422.61
Total dividends collected$433.00$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: JRNY vs SCHD ($10,000, DRIP)

YearJRNY PortfolioJRNY Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$10,743$42.69$11,224$344.10$481.00SCHD
2$11,538$42.86$12,567$354.98$1.0KSCHD
3$12,388$43.02$14,038$365.30$1.6KSCHD
4$13,299$43.17$15,648$375.06$2.3KSCHD
5$14,273$43.31$17,410$384.27$3.1KSCHD
6$15,315$43.45$19,335$392.95$4.0KSCHD
7$16,431$43.57$21,437$401.10$5.0KSCHD
8$17,625$43.68$23,733$408.75$6.1KSCHD
9$18,902$43.79$26,237$415.91$7.3KSCHD
10$20,269$43.89$28,968$422.61$8.7KSCHD

JRNY vs SCHD: Complete Analysis 2026

JRNYStock

The adviser will seek investment results that replicate as closely as possible the performance of the index. The index utilizes a rules-based methodology developed by the index provider, which is designed to identify exchange-traded stocks of companies that are materially engaged in the global travel industry. The fund will normally invest at least 80% of its net assets in securities that comprise the index and generally will invest in all of the securities that comprise the index in proportion to their weightings in the index.

Full JRNY Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.