Is JRO or SCHD a better dividend investment in 2026?

JRO currently yields 8.45% with a 5% 5-year dividend growth rate. SCHD yields 3.46% with 13.05% growth. The better choice depends on your goal: JRO offers higher current income.

What is the dividend yield difference between JRO and SCHD?

JRO has a forward dividend yield of 8.45% ($0.67/share annually). SCHD yields 3.46% ($1.06/share annually). The yield gap is 4.99 percentage points.

Home › Compare › JRO vs SCHD

JRO vs SCHD: Dividend Comparison 2026

JRO yields 8.45% · SCHD yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SCHD wins by $3.1K in total portfolio value· pulled ahead in Year 5

INVESTMENT

TIME HORIZON10 years

JRO

● Live price

8.45%

Share price

$7.88

Annual div

$0.67

5Y div CAGR

-15.9%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.9K

Annual income

$195.83

Full JRO calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.46%

Share price

$30.48

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$425.95

Full SCHD calculator →

Portfolio growth — JRO vs SCHD

📍 SCHD pulled ahead of the other in Year 5

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	JRO	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, JRO + SCHD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

JRO pays

SCHD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

JRO

Annual income on $10K today (after 15% tax)

$718.40/yr

After 10yr DRIP, annual income (after tax)

$166.46/yr

SCHD

Annual income on $10K today (after 15% tax)

$294.40/yr

After 10yr DRIP, annual income (after tax)

$362.06/yr

At 15% tax rate, SCHD beats the other by $195.60/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of JRO + SCHD for your $10,000?

JRO: 50%SCHD: 50%

100% SCHD50/50100% JRO

Portfolio after 10yr

$27.5K

Annual income

$310.89/yr

Blended yield

1.13%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

JRO buys

SCHD buys

No recent congressional trades found for JRO or SCHD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricJROSCHD

Forward yield	8.45% ✓	3.46%
Annual dividend / share	$0.67	$1.06 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-15.9%	0% ✓
Portfolio after 10y	$25.9K	$29.0K ✓
Annual income after 10y	$195.83	$425.95 ✓
Total dividends collected	$4.2K ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: JRO vs SCHD ($10,000, DRIP)

Year	JRO Portfolio	JRO Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1	$11,411	$710.79	$11,226	$346.36	+$185.00 → JRO
2	$12,847	$637.49	$12,572	$357.38	+$275.00 → JRO
3	$14,310	$564.12	$14,046	$367.84	+$264.00 → JRO
4	$15,806	$493.89	$15,660	$377.73	+$146.00 → JRO
5← crossover	$17,341	$428.76	$17,425	$387.07	$84.00 → SCHD
6	$18,925	$369.73	$19,354	$395.86	$429.00 → SCHD
7	$20,567	$317.14	$21,461	$404.13	$894.00 → SCHD
8	$22,277	$270.89	$23,762	$411.89	$1.5K → SCHD
9	$24,067	$230.62	$26,272	$419.15	$2.2K → SCHD
10	$25,948	$195.83	$29,010	$425.95	$3.1K → SCHD

JRO vs SCHD: Complete Analysis 2026

JRO — Stock

Nuveen Floating Rate Income Opportunity Fund is a closed-ended fixed income mutual fund launched by Nuveen Investments, Inc. The fund is co-managed by Nuveen Fund Advisors LLC and Symphony Asset Management LLC. It invests in fixed income markets of the United States. The fund invests in adjustable rate loans, primarily in senior loans. It benchmarks the performance of its portfolio against the Barclays U.S. Aggregate Bond Index and CSFB Leveraged Loan Index. Nuveen Floating Rate Income Opportunity Fund was formed on April 27, 2004 and is domiciled in the United States.

Full JRO Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

📬

Get this JRO vs SCHD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

JRO vs JEPI JRO vs O JRO vs KO JRO vs MAIN JRO vs VYM JRO vs DGRO JRO vs VIG JRO vs HDV

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.